177 Total
83 High severity
76 Medium severity
18 Low severity

Key Facts

Does Luma AI cap its and its suppliers' and licensors' total aggregate liability?
Luma AI caps its and its suppliers' and licensors' total aggregate liability at the greater of $50.00 USD or the amounts paid or payable by the customer during the 6 months prior.
Are Luma AI's fees final and non-refundable?
Luma AI makes all fees final and non-refundable unless Luma otherwise determines.
How does each subscription term renew?
Luma AI automatically renews each subscription term for successive equal-length terms at Luma AI's then-current rates unless the customer cancels before the renewal date.
At what rates does Luma AI automatically renew each subscription term?
Luma AI automatically renews each subscription term for successive equal-length terms at Luma AI's then-current rates unless the customer cancels before the renewal date.
How must disputes arising under the agreement be resolved?
Luma AI requires that disputes arising under the agreement be resolved by binding individual arbitration, with both the customer and Luma AI waiving the right to a jury trial.
What right are both the customer and Luma AI waiving?
Luma AI requires that disputes arising under the agreement be resolved by binding individual arbitration, with both the customer and Luma AI waiving the right to a jury trial.
What license does Luma AI receive from the customer?
Luma AI receives from the customer a worldwide, non-exclusive, irrevocable, royalty-free, fully paid license—with the right to sublicense through multiple tiers—to use, host, and store input provided during an active subscription term.
What does Luma AI prohibit customers from using the services or output for?
Luma AI prohibits customers from using the services or output for commercial purposes unless permitted under Section 4.9.
What do customers authorize Luma AI's virtual agents to do by using the services?
Luma AI requires that, by using the services, customers authorize Luma AI's virtual agents to take actions on the customer's behalf based on the customer's input.
Who is the customer responsible for?
Luma AI holds the customer responsible for its users' compliance with the agreement and for all actions taken through users' log-in credentials.
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Summary

This document sets the rules for using Luma AI's services. You give Luma AI a permanent license to use your input, and if you're on the free tier, Luma AI can also publicly display, share, and create derivative works from it. If something goes wrong, you can recover at most $50 or six months of fees—Luma AI is not responsible for lost data, lost profits, or most other significant harms—and any dispute must go through individual arbitration rather than a jury trial.

Analysis

Luma AI's Terms of Service establish the rights, obligations, and limitations governing access to and use of Luma AI's services. Customers grant Luma AI a worldwide, irrevocable, royalty-free license to use, host, and store input during an active subscription term, with free-tier users granting the additional rights to publicly display, reproduce, modify, create derivative works of, and distribute their input. Luma AI assigns ownership of output to customers to the greatest extent permitted by law, while retaining full ownership of all aggregated and usage data. Financial recovery is strictly capped at the greater of $50.00 USD or six months of fees paid, with consequential, indirect, and other significant damage categories excluded entirely, and all fees are final and non-refundable unless Luma AI determines otherwise. Disputes are subject to binding individual arbitration with a mutual jury-trial waiver, subscriptions auto-renew at then-current rates, and customers bear responsibility for all actions taken under their account credentials.

What this means for you

As an individual user, you should know that any input you provide to Luma AI is covered by a permanent, irrevocable license, and if you use the free tier, Luma AI may publicly display and distribute your input and create derivative works from it. Your maximum financial recovery for any harm is capped at $50 or six months of fees, lost data and lost profits are excluded from any claim, and all fees are non-refundable unless Luma AI chooses otherwise. Your subscription will automatically renew at Luma AI's then-current rates—to avoid an unwanted charge, cancel before your renewal date.

Institutional Analysis
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Institutional analysis available with Insight

Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

5 important changes detected

5 versions captured · Last updated: June 2026

What changed Luma AI updated its website navigation on June 10, 2026 by adding two product references to the header menu: 'Ray' and 'AI Video Generator' now appear alongside existing offerings like 'AI Image Generator'. This is a navigation and product disclosure change that expands the visible product portfolio in the publicly displayed header. The operational change is purely informational and does not modify any contractual terms, user rights, data practices, or service conditions.
Why this matters This change does not affect the contractual terms, data practices, or user rights governing Luma AI's services. The updated website navigation adds visible links to Ray and AI Video Generator products, making these offerings more discoverable to users visiting the site. No material change to service terms, data handling, or user obligations occurs.
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What changed Luma AI restructured its Terms of Service on May 15, 2026, reorganizing the document layout and adding 71 new sentences while modifying 80 existing sentences. The core substantive provisions appear to remain substantially similar based on the provided diff context, which shows primarily structural reorganization of headings and section arrangements rather than material changes to user rights or obligations. Without access to the full modified text of sections beyond the headings shown, the operational impact of specific language modifications cannot be fully assessed.
Why this matters The updated Terms of Service on May 15, 2026 appear to involve significant document reorganization based on the addition of 71 sentences and modification of 80 sentences. The diff context provided shows primarily structural changes to section headings and formatting rather than material modifications to user rights, obligations, or service terms. The substantive content regarding service provision, licensing, and access requirements appears preserved in reorganized form.
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May 14, 2026 low

On May 14, 2026, Luma AI updated its Terms of Service to correct multiple typographical and grammatical errors throughout the document. The changes include fixing misspellings (e.g., 'enerative' to 'generative', …

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May 5, 2026 low

Luma AI added a link to their API product in the navigation menu of their Terms of Service document on May 5, 2026. The actual terms and conditions remain unchanged. …

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April 29, 2026 low

Luma AI removed the word 'API' from the main navigation menu in their Terms of Service document on April 29, 2026. The header previously read 'Product Pricing API Enterprise News' …

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Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

177 provisions
12 featured
24 clause types
83 high severity
General Contract Terms 39 8 high
Show all 39 general contract terms provisions
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Mapped Governance Frameworks

CCPA/CPRA
California, USA
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CFAA
United States Federal
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Connecticut Data Privacy Act Amendments
US-CT
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FAA
United States Federal
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FTC Act Section 5
United States Federal
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GDPR
European Union
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Indiana Consumer Data Protection Act
US-IN
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Kentucky Consumer Data Protection Act
US-KY
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Trump Executive Order on AI Policy Framework
US
View official text ↗
Universal Opt-Out Mechanism Expansion 2026
US
View official text ↗
Archival ProvenanceSource & Archival Record
Last Captured June 10, 2026 01:03 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000498
Version ID CA-V-003617
SHA-256 384ddafaec14c57286024c1c9328fe367d89cee1096a407d124e1b81117f8822
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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