Provision record
Luma AI · Luma AI Terms of Service · View original document ↗

Exclusion of Indirect and Consequential Damages

High confidence Common · 281 of 343 platforms

Key Facts · in the document’s own words

What do Luma AI and its suppliers and licensors exclude liability for?
“Neither Luma's nor its suppliers or licensors will have liability arising out of or related to this Agreement for any loss of use, lost data, lost profits, failure of security mechanisms, interruption of business, or any indirect, special, incidental, reliance, or consequential damages...”
Version CA-V-006794, captured Sept. 11, 2026 · live source ↗
Our reading, not the document’s words
Luma AI and its suppliers and licensors exclude liability under the agreement for loss of use, lost data, lost profits, failure of security mechanisms, interruption of business, and any indirect, special, incidental, reliance, or consequential damages.
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This analysis describes what Luma AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

The exclusion covers many of the most significant categories of harm a customer might suffer, meaning the customer bears those losses even if caused by Luma AI or its partners.

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Interpretive note: The ellipsis at the end of the excerpt may conceal exceptions or conditions (e.g., gross negligence or willful misconduct carve-outs) not visible in the quoted language.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

The reader cannot recover from Luma AI, its suppliers, or its licensors for the listed categories of loss or damage, regardless of how they arise under or in relation to the agreement.

How other platforms handle this

OpenAI

OPENAI'S AFFILIATES, SUPPLIERS, LICENSORS, AND DISTRIBUTORS ARE INTENDED THIRD PARTY BENEFICIARIES OF THIS SECTION.

Kling AI

We may be unable to fulfill certain data requests for legitimate reasons, such as protecting trade secrets, intellectual property, or complying with legal obligations.

Credit Karma

Credit Karma makes no guarantees to you on credit improvement or performance.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Neither Luma's nor its suppliers or licensors will have liability arising out of or related to this Agreement for any loss of use, lost data, lost profits, failure of security mechanisms, interruption of business, or any indirect, special, incidental, reliance, or consequential damages...

Excerpt from Luma AI's Terms of Service

Provision details

Document information
Document
Luma AI Terms of Service
Entity
Luma AI
Date stated by the document
May 14, 2026
As printed in Luma AI’s text (version CA-V-006794), not a ConductAtlas date.
Tracking information
First captured by ConductAtlas
April 29, 2026
Text quoted from version
CA-V-006794, captured Sept. 11, 2026
Record ID
CA-P-045507
Document ID
CA-D-000498
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-006794)
e8cf445a2cea91fb162919c925ab8112605b9855369a3e513626c29680635496
Analysis generated
May 21, 2026 00:31 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-006794, captured Sept. 11, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Luma AI
Document: Luma AI Terms of Service
Record ID: CA-P-045507
Version: CA-V-006794
Captured: 2026-09-11 01:00:44 UTC
SHA-256: e8cf445a2cea91fb…
URL: https://conductatlas.com/platform/luma-ai/luma-ai-terms-of-service/provision/CA-P-045507/exclusion-of-indirect-and-consequential-damages/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Luma AI's Exclusion of Indirect and Consequential Damages clause do?

The exclusion covers many of the most significant categories of harm a customer might suffer, meaning the customer bears those losses even if caused by Luma AI or its partners.

How does this clause affect you?

The reader cannot recover from Luma AI, its suppliers, or its licensors for the listed categories of loss or damage, regardless of how they arise under or in relation to the agreement.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.

Is ConductAtlas affiliated with Luma AI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Luma AI.