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This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out...within thirty (30) days after first becoming subject to this Arbitration Agreement.”
“Subject to the terms of this Arbitration Agreement, you and Gumroad agree that any dispute, claim, disagreements arising out of or relating in any way to your access to or use of the Services...will be resolved by binding arbitration, rather than in court”
“Subject to any applicable account settings that you select, you grant Gumroad a fully paid, royalty-free, perpetual, irrevocable, worldwide, royalty-free, non-exclusive and fully sublicensable right...to use, license, distribute, reproduce, modify, adapt, publicly perform, and publicly display Your Content”
“GUMROAD PARTIES WILL NOT BE LIABLE TO YOU FOR MORE THAN THE GREATER OF (a) THE TOTAL AMOUNT PAID TO GUMROAD BY YOU DURING THE ONE-MONTH PERIOD PRIOR TO THE ACT...OR (b) $100.”
“25.4 Waiver of Class or Other Non-Individualized Relief. YOU AND GUMROAD AGREE THAT...EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT ON A CLASS, REPRESENTATIVE, OR COLLECTIVE BASIS”
“The Gumroad Fee owed for each resale through the Services is automatically deducted from the purchase price paid by the Buyer, with the remainder...settled or paid to Supplier in accordance with this Agreement.”
Gumroad's Terms of Service set the rules for using the platform to sell and buy digital products. As a seller, you appoint Gumroad as your reseller and merchant of record, grant it a permanent license to your content, and agree that any dispute must go through binding arbitration rather than court—though you can opt out of arbitration within 30 days of first becoming subject to it. Gumroad can cap what it ever owes you at $100 or one month's fees, and can suspend your account or withhold your funds if it suspects a violation.
This document establishes the terms governing the relationship between Gumroad and its users, appointing Gumroad as the non-exclusive reseller and merchant of record for Suppliers' Digital Products, with Gumroad automatically deducting its fee before remitting the remainder to Suppliers. Suppliers grant Gumroad a perpetual, irrevocable, worldwide, royalty-free, sublicensable license to use, reproduce, modify, distribute, and display their Content. Gumroad's liability to any user is capped at the greater of amounts paid to Gumroad in the preceding one-month period or $100, and the Services are provided on an as-is, as-available, all-faults basis at the user's sole risk. Dispute resolution is governed by binding arbitration on an individual basis only, with both parties waiving constitutional and statutory rights to court proceedings and jury trial, subject to a 30-day written opt-out right. Gumroad retains sole discretion to suspend or terminate Supplier accounts or withhold funds pending settlement upon suspicion or reasonable belief of a law violation or breach of any term.
As a user of Gumroad, you use the Services entirely at your own risk with no guarantees of quality or reliability, and any financial recovery from Gumroad is limited to the greater of $100 or what you paid Gumroad in the month before the harm occurred. Disputes must be resolved through individual binding arbitration rather than in court, and you cannot participate in class or collective actions against Gumroad. If you do not want to be bound by the arbitration requirement, you can opt out by sending written notice to Gumroad within 30 days of first becoming subject to the Arbitration Agreement.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
12 important changes detected
13 versions captured · Latest change detected by ConductAtlas: September 2026
The document file size increased from 9.5K to 9.6K between the BEFORE and AFTER versions detected on August 21, 2026. The substantive text provided in both versions appears identical, including …
View change record →In an update detected on August 19, 2026, Gumroad added a new section (11.4) governing what happens to unpaid earnings when creators change their payout country or payout method. The …
View change record →Gumroad revised its multi-account policy in an update detected on August 4, 2026. Previously, the terms prohibited holding more than one Account per platform or social network service. The updated …
View change record →Gumroad updated a cross-reference in its payment terms on August 2, 2026. The language previously directed readers to 'Section 1 (Third-Party Payments Providers)' for details on payment methods; the updated …
View change record →In an update detected on August 1, 2026, Gumroad restructured its Terms of Service with extensive section renumbering (moving registration sections from 1.x to 4.x, ownership sections from 1.x to …
View change record →The Gumroad Terms of Service document was updated in an update detected on July 14, 2026, but the diff provided shows only formatting or structural changes to the document header …
View change record →Gumroad updated its Terms of Service on July 2, 2026, making two sentence-level modifications to the document header and navigation menu. The changes replaced references to 'Jobs' with 'Gumclaw' in …
View change record →Gumroad updated the 'Last Updated Date' metadata in their Terms of Service from December 10, 2024 to June 26, 2026 on June 26, 2026. This is a dating update to …
View change record →The detected change is a minor document metadata update. The file size increased from 9.1K to 9.2K, and the document now contains 418 sentences after the update. The substantive text …
View change record →Gumroad's Terms of Service document increased in word count from 9K to 9.1K words on May 23, 2026. The detected change involves a single sentence modification in the document header …
View change record →“You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out...within thirty (30) days after first becoming subject to this Arbitration Agreement.”
“Subject to the terms of this Arbitration Agreement, you and Gumroad agree that any dispute, claim, disagreements arising out of or relating in any way to your access to or use of the Services...will be resolved by binding arbitration, rather …”
“Subject to any applicable account settings that you select, you grant Gumroad a fully paid, royalty-free, perpetual, irrevocable, worldwide, royalty-free, non-exclusive and fully sublicensable right...to use, license, distribute, reproduce, modify, adapt, publicly perform, and publicly display Your Content”
“GUMROAD PARTIES WILL NOT BE LIABLE TO YOU FOR MORE THAN THE GREATER OF (a) THE TOTAL AMOUNT PAID TO GUMROAD BY YOU DURING THE ONE-MONTH PERIOD PRIOR TO THE ACT...OR (b) $100.”
“25.4 Waiver of Class or Other Non-Individualized Relief. YOU AND GUMROAD AGREE THAT...EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT ON A CLASS, REPRESENTATIVE, OR COLLECTIVE BASIS”
“If Supplier (or Gumroad, when selling a specific Supplier's Products) experiences a refund rate in excess of 15%, Supplier hereby authorizes us to hold in reserve an amount equal to 25% of Supplier's funds pending settlement or not yet paid …”
“You hereby appoint Gumroad as your non-exclusive reseller of the Digital Products...that you expressly agree to be resold by Gumroad and that Gumroad deems eligible for resale through the Services.”
“The Gumroad Fee owed for each resale through the Services is automatically deducted from the purchase price paid by the Buyer, with the remainder...settled or paid to Supplier in accordance with this Agreement.”
“you acknowledge and agree that Gumroad is the merchant of record for the resale of your Products to the Buyers, and that you shall not issue any invoice or make any demand for payment to any Buyer”
“Gumroad, in its sole discretion, may suspend or terminate Supplier's Account(s), or retain any or all funds pending settlement or not yet paid to you (as applicable), if Gumroad suspects or has reason to believe and/or if a person otherwise …”
“YOU AND GUMROAD HEREBY WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO SUE IN COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY.”
“YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK, AND THAT THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS.”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
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