Gumroad Terms of Service

This document is Gumroad's Terms of Service Agreement, effective January 1, 2025, governing use of the Gumroad website, mobile applications, and associated services by both Suppliers (sellers of digital products) and Buyers, with Gumroad acting as merchant of record for digital product resales. The agreement states that Suppliers appoint Gumroad as their non-exclusive reseller, that Gumroad deducts a per-transaction Gumroad Fee before remitting the Supplier Fee, and that Gumroad reserves the right to set final resale prices, adjust payout schedules, and offset funds owed to Suppliers against amounts it determines are due or likely to become due. Section 25 establishes a mandatory binding arbitration clause with a class action and jury trial waiver, subject to a 30-day opt-out window, and the agreement asserts California law as governing; the terms also impose broad indemnification obligations on users and disclaim all warranties on an 'as is' basis. The document engages privacy frameworks including CCPA (given California governing law and data collection practices) and GDPR where applicable to EU-based users or transactions, and implicates FTC Act consumer protection standards given the platform's e-commerce and payment processing functions; applicable law or regulatory guidance may limit the enforceability of certain provisions, particularly the mandatory arbitration clause and broad liability disclaimers, depending on jurisdiction.