This analysis describes what Gumroad's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms authorize Gumroad to place holds on supplier earnings indefinitely based on suspected violations, elevated chargeback risk, misleading marketing, incomplete identity verification, or payment partner requirements—without specifying a maximum hold period or guaranteed release timeline. Held funds remain in account balances but do not accrue interest and are not applied to Gumroad's benefit. The company will notify suppliers where practicable, but may withhold notice if it would compromise investigations or risk controls. Suppliers retain the ability to continue selling even while funds are held, but cannot access those earnings until Gumroad determines the basis for the hold has been resolved to its reasonable satisfaction.
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Any intellectual property rights vested by Twilio under this Agreement will include the rights set forth in Article 27 (Right of Adaptation) and 28 (Original Author's Right in Derivative Works) of the Copyright Act of Japan...
Remove, obscure, or alter any notice of any of our trademarks, or other Intellectual Property appearing on or contained within the Services or on any Wise Materials.
Use of the Services does not give you ownership of any intellectual property rights in any of the content, documents or other materials you access.
"you agree that Gumroad and its suppliers own all rights, title and interest in the Services (including but not limited to, any computer code, themes, objects, characters...and Gumroad software).Excerpt from Gumroad's Terms of Service
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The clause states: “you agree that Gumroad and its suppliers own all rights, title and interest in the Services (including but not limited to, any computer code, themes, objects, characters...and Gumroad software).”
ConductAtlas has identified this type of provision across 256 platforms. See the full comparison.
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