This analysis describes what Gumroad's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms authorize Gumroad to place holds on supplier earnings indefinitely based on suspected violations, elevated chargeback risk, misleading marketing, incomplete identity verification, or payment partner requirements—without specifying a maximum hold period or guaranteed release timeline. Held funds remain in account balances but do not accrue interest and are not applied to Gumroad's benefit. The company will notify suppliers where practicable, but may withhold notice if it would compromise investigations or risk controls. Suppliers retain the ability to continue selling even while funds are held, but cannot access those earnings until Gumroad determines the basis for the hold has been resolved to its reasonable satisfaction.
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Public.com reserves the right to seek damages from any party that submits a Notification of Claimed Infringement or Counter Notification in violation of the law.
If a Seller refuses to accept delivery of a package returned to their address on file, StockX may deem the property abandoned after thirty (30) days and may charge the applicable user for reasonable expenses incurred due to such refusal to accept delivery.
"If the review concludes that there is a reasonable basis to believe misconduct has occurred, Supplier agrees that Gumroad may retain funds in Supplier's Account as liquidated damagesExcerpt from Gumroad's Terms of Service
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The clause states: “If the review concludes that there is a reasonable basis to believe misconduct has occurred, Supplier agrees that Gumroad may retain funds in Supplier's Account as liquidated damages”
ConductAtlas has identified this type of provision across 276 platforms. See the full comparison.
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