This analysis describes what Gumroad's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms authorize Gumroad to place holds on supplier earnings indefinitely based on suspected violations, elevated chargeback risk, misleading marketing, incomplete identity verification, or payment partner requirements—without specifying a maximum hold period or guaranteed release timeline. Held funds remain in account balances but do not accrue interest and are not applied to Gumroad's benefit. The company will notify suppliers where practicable, but may withhold notice if it would compromise investigations or risk controls. Suppliers retain the ability to continue selling even while funds are held, but cannot access those earnings until Gumroad determines the basis for the hold has been resolved to its reasonable satisfaction.
View change record →How other platforms handle this
If Your Content is prohibited under the laws of any jurisdiction where our Services are available, we may remove it even if it is not illegal in your location.
Microsoft reserves the right to restrict the export of data that may compromise the security of the services or Microsoft's intellectual property.
we may closely review accounts that offer the following services, products, or content: Online trading, day trading tips, and stock market related content
"remove or refuse to post any of your Content for any or no reason in our sole discretionExcerpt from Gumroad's Terms of Service
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The clause states: “remove or refuse to post any of your Content for any or no reason in our sole discretion”
ConductAtlas has identified this type of provision across 262 platforms. See the full comparison.
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