Section V of the agreement governs the ownership and usage rights applicable to data generated or submitted through Cash App, including user content and service-generated data, and incorporates the Privacy Notice by reference.
This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This section establishes the data ownership framework applicable to user-submitted content and platform data, and its interaction with the Privacy Notice (referenced as a binding policy) determines how personal financial data, transaction records, and user-generated content may be used by Block.
Interpretive note: The full text of Section V was not reproduced in the provided document excerpt; the characterization is based on the section title, the incorporation of the Privacy Notice by reference, and standard data governance provisions typical of financial platform agreements.
The updated terms change how Cash App Tag purchase fees are calculated and disclosed. Rather than a fixed $25 fee, the purchase price now ranges up to $250 and varies based on the specific tag selected and the customer's account type. The terms state that 'the specific fee amount is disclosed before you complete your Cash App Tag purchase,' meaning the final price appears at checkout. Additionally, the terms now extend Cash App Tag eligibility to Children using Sponsored Accounts, whereas the prior language explicitly prohibited Children from requesting, receiving, or using Tags in connection with Sponsored Accounts. You can review the specific fee before completing a purchase, and parents authorizing Sponsored Accounts should understand that their child may now access Cash App Tag functionality within the limitations set by the account sponsor.
View change record →The updated terms introduce a new Bitcoin Auto-Withdrawal feature that lets users authorize recurring, automated transfers of bitcoin from their Cash App balance to an external wallet on a schedule they choose. The terms state that these transfers operate subject to the same daily and rolling transfer limits, identity verification, and compliance screening as manual withdrawals, and are irreversible once broadcast to the blockchain. The revised language also establishes that funds from external sources will be subject to withdrawal restrictions for a minimum of 7 days and as long as 60 days, replacing the prior language stating restrictions would apply 'until fully settled'. Users can cancel or modify Auto-Withdrawal schedules through the app at any time, but Cash App states it cannot stop transfers already initiated at the time it receives a cancellation request.
View change record →The updated terms establish a new pathway for self-employed individuals to accept commercial payments without opening a business account, but impose significant compliance obligations. Users must provide a nine-digit Social Security Number, accurately tag payments as 'Earnings' or 'Personal', and comply with federal tax reporting requirements, including potential 24% backup withholding if SSN is not on file. Misdesignating payments to avoid tax thresholds can result in account suspension or termination. You can enroll in the optional Earn in P2P service by completing identity verification and providing your SSN, but you should consult a tax advisor regarding your specific tax obligations.
View change record →Under Section V and the incorporated Privacy Notice, the agreement governs how user data including transaction information, device data, and account content may be accessed, used, and retained by Block. The specific scope of permitted data uses is set out in the Privacy Notice, which forms a binding part of the agreement.
How other platforms handle this
You and your organization's administrator can access several types of Service Data directly from Google Cloud, including your account information, billing contact information, payment and transaction information, as well as product and communication settings and configurations.
to request that your data be transferred to a third party (data portability)
Further, you may take legal actions in relation to any potential breach of your rights regarding the processing of your Personal Information, as well as to lodge complaints before the competent data prot...
"V. Data and Service Usage and OwnershipExcerpt from Cash App's Terms of Service
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This section establishes the data ownership framework applicable to user-submitted content and platform data, and its interaction with the Privacy Notice (referenced as a binding policy) determines how personal financial data, transaction records, and user-generated content may be used by Block.
Under Section V and the incorporated Privacy Notice, the agreement governs how user data including transaction information, device data, and account content may be accessed, used, and retained by Block. The specific scope of permitted data uses is set out in the Privacy Notice, which forms a binding part of the agreement.
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