This analysis describes what Cash App's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This introductory provision defines the parties to the agreement and the scope of services covered by the terms, establishing the contractual foundation that governs user access to and use of Cash App's financial platform.
Interpretive note: The specific conditions and notice requirements for account suspension are not fully detailed in the excerpted portion of the document; full review of Section XXIII is required for complete analysis.
The updated terms introduce a new stablecoin withdrawal feature that allows Cash App users to convert USD to stablecoins and send them to external blockchain addresses. Under the revised language, users do not acquire ownership or title to stablecoins; Cash App or its partners retain full control until delivery to the specified address. Critically, the terms state that withdrawals cannot be reversed or refunded once initiated on the blockchain, and sending assets to unsupported networks or incorrect addresses will result in permanent and irreversible loss of funds. Users are solely responsible for verifying accurate withdrawal instructions and compatible network addresses before initiating transfers.
View change record →The updated terms increase the Foreign Transaction Fee from 3% to 3.25% and narrow the circumstances under which this fee is waived. Previously, users who spent $500+ monthly or received $300+ in deposits waived the entire Foreign Transaction Fee. Under the revised terms, the fee waiver now applies only to card-present (in-person) transactions, meaning online and card-not-present international purchases remain subject to the fee without a waiver path. Users making qualifying purchases or deposits still receive fee waivers, but only for in-person international card transactions through the end of the following calendar month.
View change record →The updated terms state that Cash App will discontinue its Remittance Service effective May 1, 2026. Any remittance payment still pending on or after May 1, 2026 will continue to be processed unless the sender cancels the transfer. However, any remittance payment sent via cash pickup that is not picked up within 21 days will be automatically canceled, and all remittance payments remaining in pending state on May 21, 2026 will be automatically canceled and refunded to the sender. Additionally, for California residents with Cash App Cards, the gift card cash redemption threshold was increased from $10 to $15. You can cancel pending remittance transfers before May 1, 2026 to manage the transition.
View change record →Users accept these terms as the binding agreement with Block, Inc. governing their use of Cash App's full range of services and products. The provision clarifies that the terms apply to current and prospective users engaging with any aspect of the Cash App platform.
How other platforms handle this
We may suspend or terminate your access to the Services at any time for any reason, including if we determine you have violated these Terms. You may stop using our Services at any time. Upon termination, your right to use the Services will immediately cease.
Google may suspend or terminate your access to our generative AI services if you violate these policies. In cases of severe or repeated violations, we may also suspend or terminate your Google Account.
Pinterest may terminate or suspend your account if you violate these Terms, our policies, if we determine that your account creates risk for Pinterest, our users, or the community, or for any other reason. Pinterest will notify you in advance where possible, unless it's prohibited by law or doing so...
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"These Cash App Terms of Service (the "Cash App Terms") are a legal agreement between you, as a current or prospective user of the Services, and Block, Inc., formerly known as "Square, Inc." (hereafter, "the Company," "we," "our" or us"), and governs your use of Cash App, a financial platform, which includes mobile applications, websites, software, cloud-based solutions, and other products and services (the "Service"), offered by the Company.— Excerpt from Cash App's Cash App Terms of Service
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This introductory provision defines the parties to the agreement and the scope of services covered by the terms, establishing the contractual foundation that governs user access to and use of Cash App's financial platform.
Users accept these terms as the binding agreement with Block, Inc. governing their use of Cash App's full range of services and products. The provision clarifies that the terms apply to current and prospective users engaging with any aspect of the Cash App platform.
ConductAtlas has identified this type of provision across 106 platforms. See the full comparison.
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