Provision Registry

536 classified provisions across 299 platforms — browse, filter, and compare.

Every clause classified by type, severity, and platform. Updated as policies change.

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Filtering: Payment fees × Clear all
medium Payment fees
Wise · Wise Terms of Use
The clause establishes a unilateral modification mechanism for pricing terms, allowing the service provider to adjust fees without individual user consent beyond the acceptance-through-continued-use framework. This structure allocates pricing flexibility to the operator while requiring statutory notice procedures.
CA-P-006565 First tracked May 8, 2026 Last seen May 8, 2026 Compare across platforms →
Coinbase · Coinbase User Agreement
This clause establishes the fee structure through which Coinbase monetizes transaction services and establishes the disclosure framework governing fee transparency. The authorization for discretionary fee calculation and spread charges creates a mechanism for variable pricing on individual transactions.
CA-P-002037 First tracked Apr 4, 2026 Last seen Apr 9, 2026 Compare across platforms →
medium Payment fees
Bank of America · Bank of America Fee Schedule
Fee waiver conditions define the operational framework through which customers can avoid or reduce charges. The specification of these conditions determines the scope of potential fee relief available and the requirements customers must meet to qualify.
CA-P-000476 First tracked Apr 3, 2026 Last seen Apr 10, 2026 Compare across platforms →
Cash App · Cash App Terms of Service
The provision creates a conditional fee structure that ties fee waivers to user activity levels, establishing operational parameters for when foreign transaction charges apply and when they are suspended based on transaction volume metrics.
CA-P-008197 First tracked May 10, 2026 Last seen May 11, 2026 Compare across platforms →
medium Payment fees
Upwork · Upwork Terms of Service
Service fees directly reduce freelancer take-home pay on every transaction processed through the platform, and the exact fee structure determines how much you actually earn relative to your contract rate.
CA-P-007291 First tracked May 9, 2026 Last seen May 22, 2026 Compare across platforms →
ZipRecruiter · ZipRecruiter Terms of Use
The clause establishes an automatic enrollment mechanism that converts free trial access into billable subscription status without requiring affirmative user consent to transition. This structure places the burden of cancellation on the user to prevent billing charges.
CA-P-005803 First tracked May 8, 2026 Last seen May 8, 2026 Compare across platforms →
Bank of America · Bank of America Deposit Agreement
The funds availability schedule determines when customers can access deposited funds and affects the institution's obligation to make funds available within regulatory timeframes. This provision establishes operational procedures for deposit processing and hold management that apply uniformly across deposit categories.
CA-P-000458 First tracked Apr 3, 2026 Last seen Apr 10, 2026 Compare across platforms →
Coinbase · Coinbase Fee Schedule
This greater-of methodology ensures that Coinbase collects the maximum of two fee calculations for each transaction, which establishes the operative pricing structure for all transactions on the platform. The mechanism creates a floor below which fees will not fall and prevents scenarios where either fee type alone would result in lower charges.
CA-P-003288 First tracked Apr 27, 2026 Last seen Apr 27, 2026 Compare across platforms →
Anthropic · Anthropic Commercial Terms
The gross-up obligation means that in jurisdictions with withholding tax requirements, the Customer's actual cost of using the Services will exceed the listed fee; the obligation compounds because it applies to any taxes on the gross-up payment itself.
CA-P-011731 First tracked May 12, 2026 Last seen May 22, 2026 Compare across platforms →
Airbnb · Airbnb Terms of Service
The provision defines the payment collection mechanism and timing, establishing that fees are due at the point of booking confirmation rather than at a later stage. It also clarifies that service fee revenue supports platform infrastructure costs and that refund processing is governed by individual Host cancellation policies subject to Airbnb's standard terms.
CA-P-011611 First tracked May 12, 2026 Last seen May 12, 2026 Compare across platforms →
Snapchat · Snapchat Terms of Service
The provision establishes the operational framework for Snap's virtual economy by clarifying the legal classification of purchased items as revocable licenses rather than property or stored value. This structure determines refund obligations, transferability restrictions, and the extent of user claims to purchased digital content.
CA-P-003989 First tracked Apr 28, 2026 Last seen Apr 28, 2026 Compare across platforms →
Instacart · Instacart Terms of Service
The automatic renewal structure places the burden of affirmative cancellation on the user to prevent renewal charges. The non-refundable policy for unused portions of the billing period establishes that membership fees are not prorated upon cancellation mid-cycle, affecting the cost basis of service termination.
CA-P-007883 First tracked May 10, 2026 Last seen May 11, 2026 Compare across platforms →
Instacart · Instacart Terms of Service
The auto-renewal provision means users will be charged the then-current membership fee each period unless they proactively cancel, and the renewal rate may change over time.
CA-P-011082 First tracked May 12, 2026 Last seen May 22, 2026 Compare across platforms →
Instacart · Instacart Terms of Service
The clause establishes Instacart's unilateral authority to adjust fee structures during the term of service without requiring advance notice to users, creating a dynamic pricing mechanism that can change based on operational and market conditions.
CA-P-003104 First tracked Apr 18, 2026 Last seen Apr 18, 2026 Compare across platforms →
medium Payment fees
Klarna · Klarna Terms of Service
This provision establishes the disclosed cost-of-credit range and issuing bank relationship for Klarna installment financing, which are material Regulation Z disclosure obligations enforceable by the CFPB.
CA-P-009235 First tracked May 10, 2026 Last seen May 22, 2026 Compare across platforms →
medium Payment fees
Klarna · Klarna Terms of Service
The disclaimer establishes operational boundaries for Klarna's liability in installment payment transactions, defining which aspects of the payment process fall outside the company's contractual obligations and which risks the user assumes when electing installment payment options.
CA-P-000918 First tracked Apr 3, 2026 Last seen Apr 10, 2026 Compare across platforms →
medium Payment fees
Cash App · Cash App Terms of Service
The instant transfer fee schedule applies a percentage-based fee with a $75 cap that users should understand before selecting the expedited transfer option, as the standard transfer is free but takes 1-3 business days.
CA-P-000621 First tracked Apr 3, 2026 Last seen May 20, 2026 Compare across platforms →
medium Payment fees
Cash App · Cash App Terms of Service
The clause establishes the fee schedule for a service feature that accelerates fund availability from standard processing times to typically within minutes, and requires disclosure of the specific fee before transaction execution, thereby defining the cost structure for this optional expedited transfer service.
CA-P-003344 First tracked Apr 27, 2026 Last seen Apr 27, 2026 Compare across platforms →
Udemy · Udemy Terms of Use
Instructors may earn significantly less per sale when Udemy applies its own promotional discounts, and Udemy reserves the right to change the revenue share percentages with instructors deemed to have accepted changes by continuing to use the platform.
CA-P-008490 First tracked May 10, 2026 Last seen May 22, 2026 Compare across platforms →
Redfin · Redfin Terms of Use
This provision clarifies Redfin's ownership and usage rights in user-generated feedback, establishing that the company may incorporate, modify, sublicense, or commercialize feedback without ongoing compensation or user approval. The waiver of moral rights ensures the company has unrestricted ability to use feedback without attribution obligations.
CA-P-005863 First tracked May 8, 2026 Last seen May 8, 2026 Compare across platforms →
medium Payment fees
Klarna · Klarna Terms of Service
28.99% APR is a high-end consumer credit card rate; consumers who move purchases to payment plans expecting a low or zero interest option may be surprised by the finance charges that accrue.
CA-P-009236 First tracked May 10, 2026 Last seen May 20, 2026 Compare across platforms →
Klarna · Klarna Terms of Service
This provision establishes the cost of credit for a specific card feature (moving or splitting transactions) and is a material disclosure for Klarna Card holders who use these features.
CA-P-012563 First tracked May 20, 2026 Last seen May 22, 2026 Compare across platforms →
medium Payment fees
Calm · Calm Terms of Service
The provision clarifies the operational scope of lifetime subscription access by tying the subscription term to the service's continued existence rather than the subscriber's lifespan, and it reserves Calm's ability to evolve the included features and introduce separate service offerings.
CA-P-004464 First tracked May 7, 2026 Last seen May 7, 2026 Compare across platforms →
medium Payment fees
Apple · Apple App Store Review Guidelines
This provision determines how digital goods are purchased inside apps on Apple devices, affecting the price consumers pay and the payment options available to them, since Apple's commission is typically passed on in pricing.
CA-P-011496 First tracked May 12, 2026 Last seen May 22, 2026 Compare across platforms →
Twilio · Twilio Terms of Service
This clause establishes the operational framework for how contractual modifications are implemented and accepted. It places the burden of monitoring updates on the user while creating a deemed acceptance mechanism tied to continued service use rather than requiring affirmative consent to each modification.
CA-P-009084 First tracked May 10, 2026 Last seen May 11, 2026 Compare across platforms →
Coinbase · Coinbase Fee Schedule
This clause establishes the operational framework for how Coinbase recovers costs associated with blockchain transaction processing. It clarifies that fee amounts are variable and contingent on network state rather than fixed by Coinbase, and requires pre-transaction disclosure to users.
CA-P-002493 First tracked Apr 9, 2026 Last seen Apr 10, 2026 Compare across platforms →
medium Payment fees
Coinbase · Coinbase Fee Schedule
The document states Coinbase may charge a transfer fee higher than the actual network fee it pays, retaining the difference as a margin. The exact methodology for estimating network fees and any retained margin is not specified in the document text analyzed.
CA-P-010953 First tracked May 12, 2026 Last seen May 20, 2026 Compare across platforms →
Coinbase · Coinbase Fee Schedule
This clause operationalizes Coinbase's role as an intermediary in blockchain transactions and establishes the basis for fee calculation variance. The distinction between estimated and actual fees creates a procedural framework for how transaction costs are communicated and settled between the platform and users.
CA-P-008426 First tracked May 10, 2026 Last seen May 11, 2026 Compare across platforms →
medium Payment fees
Coinbase · Coinbase Fee Schedule
The clause establishes the operational mechanism by which Coinbase recovers network costs associated with off-platform transfers, specifying that fees are based on estimated prevailing network rates rather than fixed or negotiated amounts, which affects the pricing structure for withdrawal transactions.
CA-P-000425 First tracked Apr 3, 2026 Last seen Apr 17, 2026 Compare across platforms →
medium Payment fees
Coinbase · Coinbase Fee Schedule
The provision operationalizes cost recovery for blockchain transaction expenses by authorizing Coinbase to set withdrawal fees dynamically based on real-time network state rather than fixed pricing, ensuring the fee structure aligns with actual network capacity and demand conditions.
CA-P-005396 First tracked May 7, 2026 Last seen May 7, 2026 Compare across platforms →

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