Venmo collects your precise GPS location if you allow it, and your approximate location based on your IP address regardless of device permissions.
This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The policy authorizes collection of both precise device geolocation and IP-derived approximate location, creating a location history associated with the user's financial activity and identity.
Interpretive note: The full scope of how location data is used downstream, including whether it is shared with advertising partners or used for fraud detection only, cannot be fully determined from policy language alone.
The terms permit collection of precise geolocation data (with device permission) and IP-based approximate location data at all times when the app is used, which may be combined with transaction data to build a location-linked financial profile.
How other platforms handle this
To stop us collecting your location information, you can update your device settings, stop using the Service, or uninstall our mobile apps.
to request that your data be transferred to a third party (data portability)
Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.
"We collect location information about you when you use our services, including precise geolocation data from your device if you grant us permission, as well as approximate location derived from your IP address.Excerpt from Venmo's Privacy Policy
1) REGULATORY LANDSCAPE: The FTC Act applies to deceptive or unfair collection of location data in consumer applications.
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The policy authorizes collection of both precise device geolocation and IP-derived approximate location, creating a location history associated with the user's financial activity and identity.
The terms permit collection of precise geolocation data (with device permission) and IP-based approximate location data at all times when the app is used, which may be combined with transaction data to build a location-linked financial profile.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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