This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Your data flows to a wide network of entities beyond Venmo itself, including marketing partners who may use it for advertising, which may not match your expectations when using a payment app.
Interpretive note: The specific list of marketing partners and the precise categorization of each sharing relationship as GLBA-regulated versus CPRA-regulated requires review of the full policy text and any accompanying GLBA notice.
Venmo's policy authorizes collection of financial account details, transaction history, device identifiers, location data, and the content of payment notes, and permits sharing this information with PayPal affiliates, marketing partners, analytics providers, and financial institutions. The default public transaction feed means that payment descriptions entered by users may be visible to other Venmo users unless the user manually changes their privacy settings. You can set your transactions to private and limit certain data sharing by navigating to Settings in the Venmo app, selecting Privacy, and adjusting your default transaction audience and other sharing preferences.
How other platforms handle this
We share your personal data with your consent or as necessary to complete any transaction or provide any product you have requested or authorized. We also share data with Microsoft-controlled affiliates and subsidiaries; with vendors or agents working on our behalf for the purposes described in this...
When you ask us to open an Account, we or someone acting for us will ask for information about you and where the money you will put in your Account comes from. We do this for a number of reasons, including to check your credit score and identity, and to meet our legal and regulatory requirements. Ou...
We may share your personal information with third parties, including service providers, financial institutions, regulatory authorities, and fraud prevention agencies, where necessary to provide our services, comply with legal obligations, or protect against fraud and financial crime.
Monitoring
Venmo has changed this document before.
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"We may share your personal information with PayPal and its affiliates, service providers, financial institution partners, and marketing partners. We may also share information with other third parties as permitted by law, including in connection with fraud prevention, legal compliance, and business transfers.— Excerpt from Venmo's Venmo Privacy Policy
ConductAtlas detected a major restructuring of Meta’s privacy policy that removed detailed consumer rights disclosures and relocated them to separate documents.
Your genetic data may be transferred to a new owner as a business asset. Here is what the Terms of Service actually say and what you can do right now.
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Your data flows to a wide network of entities beyond Venmo itself, including marketing partners who may use it for advertising, which may not match your expectations when using a payment app.
ConductAtlas has identified this type of provision across 2 platforms. See the full comparison.
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