By using Affirm, you authorize the company to share your personal information and transaction history with merchants, service providers, and other partners.
This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Your transaction data and personal information may be shared with the merchants where you shop using Affirm and with other third parties, which affects your privacy beyond the Affirm platform itself.
Interpretive note: The full scope of data sharing is determined by the Privacy Policy, which is a separate document; the terms of that document are not fully assessable from this terms of service alone.
This provision means that personal information, including your name, contact details, and purchase history, may be shared with merchants and third-party service providers, and the full scope of that sharing is governed by Affirm's separate Privacy Policy.
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"By using the Services, you authorize Affirm to share your information, including personal information and information related to your transactions and use of the Services, with merchants, service providers, and other third parties as further described in our Privacy Policy.Excerpt from Affirm's Terms of Service
REGULATORY LANDSCAPE: Data sharing practices in consumer financial services engage the Gramm-Leach-Bliley Act, which governs the sharing of nonpublic personal information by financial institutions and requires annual privacy notices and opt-out rights for certain data …
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Your transaction data and personal information may be shared with the merchants where you shop using Affirm and with other third parties, which affects your privacy beyond the Affirm platform itself.
This provision means that personal information, including your name, contact details, and purchase history, may be shared with merchants and third-party service providers, and the full scope of that sharing is governed by Affirm's separate Privacy Policy.
ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.
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