This analysis describes what Snapchat's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms establish mandatory age verification as a condition of account creation and authorize Snapchat to lock or delete accounts if users do not meet applicable age requirements in their jurisdiction. The revised content moderation language expands Snapchat's authority to review, moderate, or remove content in its sole discretion and explicitly states the company will not be liable for these actions. An appeals process is introduced, but decisions remain subject to Snapchat's sole discretion. You can review the prior Terms of Service on Snapchat's support site, which apply until September 21, 2026.
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Canva owns all content, data, software, inventions, ideas and other technology and intellectual property that it develops in connection with the Service and its products.
All content and materials... provided by us or generated through our Services (our "Content") and all related intellectual property rights are the property of Credit Karma and third-party licensors
Nothing in this Agreement assigns or transfers ownership of any IP Rights to the other party, or contemplates a joint development of intellectual property.
"if you provide feedback or suggestions, just know that we can use them without compensating you, and without any restriction or obligation to you. You agree that we will own all rights in anything we develop based on such feedback or suggestions.Excerpt from Snapchat's Terms of Service
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The clause states: “if you provide feedback or suggestions, just know that we can use them without compensating you, and without any restriction or obligation to you. You agree that we will own all rights in anything we develop based on such feedback or suggestions.”
ConductAtlas has identified this type of provision across 249 platforms. See the full comparison.
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