PayPal · PayPal User Agreement · View original document ↗

Liability Surviving Account Closure

Medium severity Unique · 0 of 343 platforms
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Recent governance activity PayPal recorded 14 documented changes in the last 30 days.
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This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This clause creates a continuing obligation structure where account closure operates as a termination of service access but not as a release from financial or contractual liabilities. It establishes that PayPal retains enforcement rights against closed accounts for pre-closure obligations.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 5, 2026
First Seen
Apr 9, 2026
Last Seen
This clause type exists across 912 other provisions on other platforms.

Consumer impact (what this means for users)

Users who close their accounts remain subject to collection actions and liability enforcement for any unpaid fees, chargebacks, disputed transactions, or other obligations that accrued while the account was active. The account closure mechanism does not extinguish these outstanding obligations or PayPal's right to pursue them.

How other platforms handle this

ConvertKit Medium

To the maximum extent permitted by applicable law, Kit shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting ...

Replicate Medium

Marketplace Models are not provided by Replicate and Replicate does not control and has no liability for any Marketplace Models, including their security, functionality, operation, availability, or interoperability with the Services or how the Marketplace Models use your Content. Use of any Marketpl...

Pinterest Medium

To the maximum extent permitted by applicable law, Pinterest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, res...

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▸ View Original Clause Language DOCUMENT RECORD
"
You may close your PayPal account and terminate your relationship with us at any time without cost, but you will remain liable for all obligations related to your PayPal account even after the PayPal account is closed.

— Excerpt from PayPal's PayPal User Agreement

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
April 9, 2026
Record ID
CA-P-002257
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
787aedff80f89f2d9da4fd79756bbd226f8a5338c9e19c15b2a2fa0d01f59a90
Analysis generated
March 6, 2026 20:26 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-002257
Captured: 2026-03-06 20:26:28 UTC
SHA-256: 787aedff80f89f2d…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/liability-surviving-account-closure/
Accessed: June 19, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does PayPal's Liability Surviving Account Closure clause do?

This clause creates a continuing obligation structure where account closure operates as a termination of service access but not as a release from financial or contractual liabilities. It establishes that PayPal retains enforcement rights against closed accounts for pre-closure obligations.

How does this clause affect you?

Users who close their accounts remain subject to collection actions and liability enforcement for any unpaid fees, chargebacks, disputed transactions, or other obligations that accrued while the account was active. The account closure mechanism does not extinguish these outstanding obligations or PayPal's right to pursue them.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.