PayPal · PayPal Privacy Statement

Sharing Personal Information with Financial Institutions for Joint Products

Medium severity
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Why it matters (compliance & risk perspective)

Joint marketing and product partnerships with financial institutions trigger GLBA obligations and mean your data flows to entities with their own privacy policies and data practices.

Consumer impact (what this means for users)

PayPal collects an exceptionally broad range of personal data — including biometrics, precise geolocation, inferred creditworthiness, and full financial histories — and shares it with partners, merchants, credit reporting agencies, data brokers, and members of the PayPal corporate group. Automated decision-making, including AI-driven risk and fraud assessments, can directly affect your account status, credit access, and transaction approvals without transparent human review. You can review and limit certain data uses by visiting your PayPal account privacy settings at paypal.com/us/myaccount/privacy.

How other platforms handle this

GitHub Medium

Personal Data may be shared with GitHub affiliates, including Microsoft, to facilitate customer service, marketing and advertising, order fulfillment, billing, technical support, and legal and compliance obligations. Our affiliates may only use the Personal Data in a manner consistent with this Priv...

Anthropic Medium

Pursuant to regulatory or legal requirements, safety, rights of others, and to enforce our rights or our terms. We may disclose personal data to governmental regulatory authorities as required by law, including for legal, tax or accounting purposes, in response to their requests for such information...

Glassdoor Medium

Glassdoor affiliates include Indeed and Indeed Flex. You can read more about our affiliates and our shared commitment to privacy at our Privacy Center.

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View original clause language
Other financial institutions. We may disclose Personal Information with financial institutions to jointly offer a product, such as PayPal Credit, PayPal Savings, PayPal Cashback Mastercard and PayPal Extra Mastercard.

Applicable regulations

BIPA
Illinois, USA
CCPA/CPRA
California, USA
COPPA
United States Federal
CAN-SPAM
United States Federal
DMA
European Union
FCRA
United States Federal
GDPR
European Union
GLBA
United States Federal
HIPAA
United States Federal
UK GDPR
United Kingdom

Provision details

Document information
Document
PayPal Privacy Statement
Entity
PayPal
Document last updated
April 29, 2026
Tracking information
First tracked
March 6, 2026
Last verified
April 10, 2026
Record ID
CA-P-002269
Document ID
CA-D-00045
Evidence Provenance
Source URL
Wayback Machine
SHA-256
a5efa287f0b43a6a87f7dfc939ccb3c8edfb0ea67f476b2afeddf66fffa27690
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: PayPal | Document: PayPal Privacy Statement | Record: CA-P-002269
Captured: 2026-03-06 20:34:43 UTC | SHA-256: a5efa287f0b43a6a…
URL: https://conductatlas.com/platform/paypal/paypal-privacy-statement/sharing-personal-information-with-financial-institutions-for-joint-products/
Accessed: May 4, 2026
Classification
Severity
Medium
Categories

Other risks in this policy

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Frequently Asked Questions

What does PayPal's Sharing Personal Information with Financial Institutions for Joint Products clause do?

Joint marketing and product partnerships with financial institutions trigger GLBA obligations and mean your data flows to entities with their own privacy policies and data practices.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.