This analysis describes what Microsoft's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
Target Circle Rewards will expire if you have not earned or redeemed any Target Circle Rewards for one year.
SoFi Plus members can earn a 1% match on Net Eligible Crypto Buys, subject to a lifetime aggregate Eligible Crypto Buy cap of $250,000 per member.
Unredeemed Points associated with your Rewards Account expire if you do not earn or redeem any Points in your Rewards Account for 12 consecutive months.
"You may redeem no more than 550,000 Points per calendar year in the Rewards Program.Excerpt from Microsoft's Services Agreement (Legacy)
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The clause states: “You may redeem no more than 550,000 Points per calendar year in the Rewards Program.”
ConductAtlas has identified this type of provision across 116 platforms. See the full comparison.
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