This analysis describes what Chime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Vermont residents have a stronger default protection against nonaffiliate marketing disclosures, requiring either legal permission or explicit customer authorization before such disclosure occurs.
Interpretive note: The excerpt does not explicitly name Vermont residents as the subject; the Vermont-specific context is inferred from the clause name and document structure. The canonical claim reflects that inference.
The updated privacy notice now explicitly discloses that Chime shares customer information with other financial companies for joint marketing purposes, whereas the prior 2017 version stated Chime did not engage in this sharing. This represents a material change in the stated data handling practice. Under the updated terms, customers can limit this sharing by logging into their Chime account at chime.com or through the Chime Mobile application and updating their Privacy Settings.
View change record →The updated policy no longer explicitly discloses whether Chime or its banking partner The Bancorp shares personal information for specific purposes such as marketing, joint marketing, or affiliate use. Previously, each sharing scenario included a 'Yes' or 'No' answer and stated whether customers could limit sharing. The revised policy directs users to login to chime.com or the Chime Mobile application and update their Privacy Settings to control sharing. You can adjust sharing preferences through your account settings, but the policy no longer itemizes which sharing practices are subject to customer limits.
View change record →The updated notice states Chime no longer shares your personal information (such as transaction history and creditworthiness) with other financial companies for joint marketing purposes. This is a narrowing of third-party data sharing compared to the prior language. The notice also clarifies that Chime does not share certain affiliate information, which may further limit how your data is used by related companies. These changes reduce the scope of data sharing disclosed in the privacy notice.
View change record →If you are a Vermont resident, your personal, financial, credit, and health information will not be disclosed to nonaffiliated third parties for marketing without your authorization or a legal basis.
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Political content, including for dissemination in electoral campaigns.
Gore, such as dismemberment, beheadings, mutilations, and exposed organs/bones/muscle
"We will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us...Excerpt from Chime's Privacy Policy
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Vermont residents have a stronger default protection against nonaffiliate marketing disclosures, requiring either legal permission or explicit customer authorization before such disclosure occurs.
If you are a Vermont resident, your personal, financial, credit, and health information will not be disclosed to nonaffiliated third parties for marketing without your authorization or a legal basis.
ConductAtlas has identified this type of provision across 244 platforms. See the full comparison.
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