Bank of America · Bank of America Privacy Notice · View original document ↗

Consumer right to limit affiliate creditworthiness sharing

High severity High confidence Explicitdocumentlanguage Common · 290 of 352 platforms
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This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The right to limit this sharing is grounded in federal law, but it is expressly partial—some sharing cannot be limited regardless of consumer preference.

Clause Stability Stable

0
Changes
4
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 5195 other provisions on other platforms.

Consumer impact (what this means for users)

You have a federally established right to limit, but not completely stop, Bank of America's sharing of your creditworthiness information with affiliates for everyday business purposes.

How other platforms handle this

Skillshare Medium

The right to know with whom we have shared your Personal Data, for what purposes, and what Personal Data has been shared (including whether Personal Data was disclosed to third parties for their own direct marketing purposes)

GitHub Medium

The right to erase or limit the processing of your Personal Data under specific conditions

See all platforms with this clause type →

Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
Federal law gives you the right to limit some but not all sharing related to: affiliates' everyday business purposes—information about your creditworthiness

— Excerpt from Bank of America's Bank of America Privacy Notice

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
CAN-SPAM
United States Federal
FCRA
United States Federal
FTC Act Section 5
United States Federal
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
TCPA
United States Federal
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Bank of America Privacy Notice
Entity
Bank of America
Document last updated
May 5, 2026
Tracking information
First tracked
April 27, 2026
Last verified
May 9, 2026
Record ID
CA-P-021049
Document ID
CA-D-00054
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
1d4e65e734a0b2e8cc01b0312c42f36950c5e1ea1c03ab56dfa173a8ebefa627
Analysis generated
April 27, 2026 11:40 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Bank of America
Document: Bank of America Privacy Notice
Record ID: CA-P-021049
Captured: 2026-04-27 11:40:46 UTC
SHA-256: 1d4e65e734a0b2e8…
URL: https://conductatlas.com/platform/bank-of-america/bank-of-america-privacy-notice/provision/CA-P-021049/consumer-right-to-limit-affiliate-creditworthiness-sharing/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Bank of America's Consumer right to limit affiliate creditworthiness sharing clause do?

The right to limit this sharing is grounded in federal law, but it is expressly partial—some sharing cannot be limited regardless of consumer preference.

How does this clause affect you?

You have a federally established right to limit, but not completely stop, Bank of America's sharing of your creditworthiness information with affiliates for everyday business purposes.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Bank of America?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.