This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Because no opt-out is available, consumers cannot prevent Bank of America from sharing their information for these core operational purposes.
Interpretive note: The excerpt is a table row snippet ('Yes No') without column headers reproduced verbatim. The interpretation that 'Yes' means sharing occurs and 'No' means no opt-out is available follows standard Bank of America privacy notice table formatting, but the column headers are not present in the excerpt, introducing minor inferential reliance. The purposes listed are framed as examples, so the full scope of 'everyday business purposes' may be broader.
You cannot opt out of Bank of America sharing your information for its everyday business purposes, including transaction processing, account maintenance, legal compliance, and credit bureau reporting.
How other platforms handle this
If we're involved in a reorganization, merger, acquisition, sale of some or all of our assets or other business transaction, depending on the circumstances, we may disclose any of the information described in Section 2 above...
Any such de-identified genetic information and phenotypic information we share with third parties for research purposes is done in accordance with Part 46 (beginning with Section 46.101) of Title 45 of the Code of Federal Regulations.
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"For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No— Excerpt from Bank of America's Bank of America Privacy Notice
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Because no opt-out is available, consumers cannot prevent Bank of America from sharing their information for these core operational purposes.
You cannot opt out of Bank of America sharing your information for its everyday business purposes, including transaction processing, account maintenance, legal compliance, and credit bureau reporting.
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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