Wise made minor updates to its Terms of Use on April 19, 2026, primarily administrative in nature. Most changes involved updating section numbering, clarifying terminology (removing the word "business" from the account definition), fixing a spelling error ("dispersed" to "disbursed"), and updating their New York office address. These changes do not materially alter consumer rights, obligations, or protections.
These updates are primarily administrative and do not materially affect consumer rights, data handling, fees, or account protections. The changes include updating Wise's New York office mailing address, adjusting section numbers, and clarifying that Wise Accounts are multi-currency accounts (removing a reference that had previously specified them as business accounts). Consumers may need to note the updated address if they need to send legal notices by mail to Wise.
The updated address ensures that legal notices and formal correspondence reach Wise at the correct location. The clarified account definition removes any ambiguity about whether standard Wise Accounts apply only to business customers, though this appears to be a clarification of existing practice rather than a substantive policy change.
Updated from 19 W 24th Street to 30 W 26th Street, Floor 6, New York, NY 10010 for legal notices and correspondence.
Removed the word 'business' to clarify that the account applies to both individual and business customers.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Wise updated its Terms of Use with administrative and organizational changes on April 19, 2026. The modifications include updating the company's legal address, renumbering sections, removing the word "business" from the standard account definition, and correcting a spelling error. These changes do not alter compliance obligations, data processing authority, or dispute resolution mechanisms. No regulatory exposure is created by these updates. Organizations with Wise in their vendor stack may update internal reference documents accordingly, but no material changes to data processing agreements, privacy notices, or vendor contracts are triggered.
Full compliance analysis
Obligation analysis, escalation trigger, board language, and recommended action.
Watcher: regulatory citations + obligations. Professional: full compliance memo.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001105.
See the full side-by-side comparison of every sentence added, removed, and modified.
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