Wise updated its Terms of Use on May 15, 2026 to add provisions governing FedNow instant payment service. The updated terms state that Wise accounts may receive funds via FedNow, that FedNow transactions are processed in real time and generally cannot be canceled or reversed once completed, and that Wise may decline incoming FedNow transactions at its discretion for security, compliance, or operational reasons. The terms also clarify that sending payments via FedNow is not currently available. This establishes finality rules for a new payment method and reserves discretionary authority for transaction screening.
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