CA-C-001891
Wise — Wise Terms of Use
Entity
Date detected
March 19, 2026
Effective date
March 19, 2026
Severity
Low
Direction
Neutral
Affected users
all users
Changes
6 sentences modified
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Event Summary

Wise updated its Terms of Use on March 19, 2026, making six minor revisions. The changes include: correcting the version number and last-updated date, narrowing the account definition to specify 'business multi-currency account', adjusting section numbering, correcting spelling of 'dispersed', and updating a mailing address for legal notices. None of these changes materially alter consumer rights, obligations, or protections under the terms.

LOW

Consumer Impact

The updated Terms of Use contain six administrative and formatting corrections that do not materially alter consumer rights or obligations. The changes include corrected version numbering, adjusted section references, clarified account definitions as business accounts, corrected spelling, and an updated mailing address for legal notices. No specific consumer action is required in response to these changes.

Governance Analysis

These changes are administrative corrections that do not alter the substantive terms of the agreement. The version number correction, section numbering adjustments, and updated contact information ensure alignment between the document as published and its operational references. Users face no new obligations or restrictions.

Key Clauses Affected

Account definition

Account definition clarified to specify business multi-currency account rather than general account.

Legal notice address

Mailing address for legal notices updated from 30 W 26th Street, Floor 6 to 19 W 24th Street, New York, NY 10010.

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This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
a396c3d323849b938f565d343adfd74205e9b9ba6aa3a5c5ee5f8ec43d23c854
April 16, 2026 06:05 UTC
✓ Verified
Current Version
c4c9457dfd8557d19125b5e64b04967942757a776f411f0c05be7f760141ff44
March 19, 2026 15:03 UTC
✓ Verified
Change Detected
March 19, 2026 15:03 UTC
Analysis Methodology
✓ Verified
Source Document
https://wise.com/us/legal/terms-of-use
Citation Record
Entity: Wise
Document: Wise Terms of Use
Record ID: CA-C-001891
Captured: 2026-03-19 15:03:46 UTC
URL: https://conductatlas.com/change/2026-03-19-wise-wise-terms-of-use-1891/
Accessed: July 1, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

This change set reflects administrative maintenance rather than substantive policy revision. The corrections include version history alignment, section numbering consistency, and contact information updates. No new obligations are created, and no existing protections are removed. Compliance review is not required unless your organization maintains cross-referenced internal documentation tied to the prior version numbering or contact procedures.

Full compliance analysis

Obligation analysis, escalation trigger, board language, and recommended action.

Monitor $19/mo Compliance $249/mo

Monitor: regulatory citations + obligations. Compliance: full compliance memo.

ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001891.

Full Changes

See the full side-by-side comparison of every sentence added, removed, and modified.

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Document Context

Version history → Policy drift analysis → Document page →
Document
Wise Terms of Use
Entity
Wise
Captured
March 19, 2026
Source URL
https://wise.com/us/legal/terms-of-use
Other changes to Wise Terms of Use
Next change Mar 20, 2026
Wise modified 7 sentences in its Terms of Use on March 20, 2026. The change summary does not specify what …
Low Neutral
View full version history →
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