Impact
· Impact Terms and Conditions
This provision places the financial burden of third-party claims arising from user conduct directly on the user, including defense costs and attorneys' fees. For brands and publishers engaged in promotional activity through the platform, this creates exposure in the event of partner disputes, regulatory enforcement actions, or consumer complaints traceable to platform-facilitated conduct.
This clause means you could face personal financial exposure if your content or conduct on Wix leads to a third-party legal claim against Wix, including covering Wix's attorney's fees.
This clause places a broad legal and financial obligation on individual users to defend Walmart against third-party claims arising from their use of the site, which could include disputes over content posted, purchases made, or conduct on the platform.
GitHub
· GitHub Terms of Service
The indemnification clause allocates to users the financial and legal responsibility for defending GitHub against third-party claims related to user conduct. This shifts the cost of potential litigation and settlements from GitHub to users, subject to procedural safeguards requiring notice and user control over the defense.
Gusto
· Gusto Terms of Service
This clause means employer-customers could be financially responsible for defending Gusto in third-party lawsuits that arise from the employer's payroll data, HR actions, or compliance failures, even if Gusto is named as a co-defendant.
This clause places significant financial exposure on individual users and businesses if their use of the platform results in third-party claims, which could include IP infringement claims from API schema owners or privacy claims from individuals whose data appeared in test collections.
Rumble
· Rumble Terms of Service
This indemnification clause is broad and covers not just intentional misconduct but any claim arising from your content or use of the service, including third-party copyright or privacy claims, which could expose ordinary users to significant legal costs.
An indemnification clause means that if your actions on the platform result in a lawsuit against ZipRecruiter, you could be personally responsible for paying the company's legal fees and any damages, which can be significant.
This clause creates a financial obligation that could be significant if your use of Mercury's platform, even inadvertently, results in third-party legal claims against Mercury.
OpenAI
· OpenAI EU Terms of Use
This indemnification clause establishes an obligation for users to assume financial and legal responsibility for certain categories of claims against OpenAI. The provision allocates to users the costs of defending against and satisfying claims connected to their service use, content contributions, or breach of contractual or legal obligations.
SoFi
· SoFi Terms of Service
This indemnification obligation shifts certain categories of legal defense costs and damages to users when their conduct gives rise to third-party claims against SoFi. The provision establishes that users bear financial responsibility for defending SoFi's interests in disputes connected to their account activity or contract violations.
This provision places the financial and legal burden of defending third-party claims arising from site use on the user, including attorneys fees, without a reciprocal indemnification obligation from Datadog. In enterprise procurement contexts, this clause may require negotiation or disclosure to internal legal teams.
This provision creates a personal financial obligation for users to cover Coursera's legal costs and damages in third-party claims connected to the user's account activity, including actions by others who access the account. The extension of liability to third parties using the same account is operationally significant for shared or institutional account contexts.
Writer
· Writer Terms of Service
This indemnification clause places financial and legal defense obligations on users in the event that their content or platform use gives rise to third-party claims against Writer, including costs of legal proceedings and accounting fees. Enterprise customers should assess whether this obligation is consistent with their own risk and liability frameworks.
This is a broad indemnification obligation that could expose ordinary users to significant legal costs if Whatnot is drawn into litigation related to content you posted or actions you took on the platform.
This provision requires users to cover Scale's legal defense costs and related liabilities for a broad range of conduct including third-party disputes that may only be tangentially related to Scale's website, and extends coverage to Scale's affiliates, subsidiaries, and agents.
This provision creates a direct financial obligation for users to cover Together AI's legal costs and damages in disputes with third parties arising from user activities on the platform. For enterprise customers and developers building applications on top of Together AI, this obligation may extend to downstream use cases and content generated or processed through the API.
Google
· Google Terms of Service
The indemnification clause establishes a cost-shifting mechanism whereby business users assume legal defense and financial responsibility for disputes involving their own content or contractual violations, rather than Google bearing those costs internally.
Canva
· Canva Terms of Use
This clause establishes a cost-shifting mechanism whereby users assume the burden of defending and compensating Canva for legal expenses and damages resulting from the user's breach or misuse. The provision allocates litigation risk and defense costs to the user rather than Canva when disputes arise from user conduct.
The indemnification obligation shifts certain legal and financial responsibility to users, requiring them to cover Anthropic's defense costs and damages in defined categories of disputes. This establishes a contractual mechanism by which users assume liability exposure for their own conduct and third-party claims connected to their use of the platform.
Stash
· Stash Terms of Use
The indemnification obligation allocates legal and financial risk to users for third-party claims connected to their account activity or service violations. This establishes a procedural mechanism under which Stash can seek cost recovery from users for defending against external claims, including those resulting from account misuse by other parties.
Pika
· Pika Terms of Service
This clause can expose individual users to significant financial liability, including Pika's attorney fees, if their use of the platform results in third-party claims against the company.
This clause means users bear financial responsibility not just for their own direct actions but for any third-party claim that arises from their use of the service, including potential copyright, defamation, or privacy claims triggered by AI-generated outputs.
This means that if, for example, you upload copyrighted content or clone a voice without consent and a third party sues Descript, you could be liable for Descript's legal fees and any resulting damages.
This clause requires users to cover Pinecone's legal defense costs, including attorneys' fees, for third-party claims arising from the user's site use, terms violations, or legal violations, and gives Pinecone control over the defense while requiring the user to fund it.
Airbnb
· Airbnb Terms of Service
This indemnification obligation establishes that users assume financial and legal responsibility for defending Airbnb against a broad category of third-party claims connected to user conduct or platform participation. The provision allocates litigation costs and defense authority to users rather than to Airbnb, affecting the distribution of financial risk across disputes arising from platform use.
OpenAI
· OpenAI Business Terms
This indemnification clause means that users could be required to pay OpenAI's legal costs if a third party brings a claim arising from the user's use of the service, including cases involving alleged intellectual property infringement or misuse of outputs.
The agreement requires users to pay Roblox's legal costs and liabilities arising from the user's violations of the terms or use of the platform, which could create significant unexpected financial obligations for users whose content or conduct generates third-party claims.
This provision creates a direct financial obligation for users, including potentially individual consumers, to cover OpenAI's legal costs arising from claims connected to user-generated content or policy violations.
The indemnification clause requires users to cover Coinbase's legal costs and regulatory penalties arising from the user's breach or legal violations, which could create significant financial exposure for users who inadvertently violate the agreement or applicable law.