Microsoft
· Microsoft Privacy Statement (Legacy)
As AI becomes central to Microsoft's products, the use of your personal conversations, documents, and inputs to train AI models represents a significant and growing use of personal data that many users may not anticipate.
Even if you opt out of training, two significant categories of your content — rated conversations and safety-flagged content — are permanently available for Anthropic's training, which limits the effectiveness of the opt-out.
Runway
· Runway Terms of Service
The license is stated as irrevocable and perpetual, meaning users cannot withdraw permission for Runway to use their submitted prompts and generated outputs for AI training, even after canceling their account.
Your creative prompts and the images you generate contribute to Midjourney's AI training dataset, even if you later delete your account, because the license is described as irrevocable.
Runway
· Runway Terms of Service
This license is irrevocable and perpetual, meaning even if you delete your account, Runway retains the right to use your past Inputs and Outputs indefinitely for AI training purposes.
Suno
· Suno Terms of Service
This clause grants Suno the right to use your uploaded music, audio, lyrics, and other content to improve its AI systems, and you personally warrant that this use will not infringe any third-party rights, shifting substantial legal and financial risk to you if it does.
Geico
· Geico Terms of Use
Consumers who use the AI Virtual Assistant to ask about their policy, coverage gaps, or premiums are being told upfront that any errors or omissions are their own responsibility, and that their conversation data may be used by GEICO. This creates a meaningful risk for users who make coverage decisions based on AI outputs.
Voice recordings may contain highly sensitive personal information spoken in your home, and prolonged retention creates risks of exposure through data breaches or government requests.
Most consumers assume that purchasing digital content means permanent ownership, but this clause means Google can revoke access to movies, books, or apps you paid for and simply refund the price, potentially years later.
This policy means consumers who purchase defective apps, accidentally buy content, or are dissatisfied with a product have no contractual right to a refund, placing significant financial risk on users.
Shein
· Shein Privacy Policy
An alpha-build consent manager may fail to correctly record or honor your privacy preferences, meaning your opt-out or consent choices may not be properly applied or stored.
Consumers may be charged on a card they did not intend to use for a transaction, potentially causing overdrafts, exceeding credit limits, or unexpected charges on secondary cards without any additional authorization step.
Violations — even inadvertent ones — can result in immediate account closure, asset freezing, and potential reporting to law enforcement or regulatory authorities.
Users must hand over sensitive personal and financial information to Coinbase, which is then subject to government subpoenas, regulatory inquiries, and third-party sharing, meaning your identity and transaction history may be disclosed to law enforcement without your individual knowledge or consent.
When combined with your health and fitness data, behavioral tracking creates a detailed profile that could reveal sensitive health inferences about you — such as weight loss attempts or dietary restrictions — which are then accessible to advertising partners.
Ancestry
· Ancestry Terms and Conditions
Genetic data is among the most sensitive personal information a person can share, and the layered consent structure, where core terms reference but do not fully replicate the AncestryDNA-specific terms, means users must navigate multiple documents to understand the full scope of how their DNA data may be used or shared.
These tools operate at a device level, meaning Epic collects data beyond just your in-game activity, which raises significant privacy concerns about the scope of monitoring.
This clause effectively locks developers into exclusive use of Google Maps for any given feature, preventing them from hedging between mapping providers, negotiating better pricing, or switching vendors without rebuilding their application.
This clause prevents developers from using Google's own infrastructure and data to build a rival mapping service, effectively locking them into Google's ecosystem.
Apple
· Apple App Store Review Guidelines
This prevents developers from telling consumers they could pay less by buying directly, effectively keeping consumers in Apple's higher-priced payment ecosystem without disclosure of alternatives.
Apple
· Apple App Store Review Guidelines
This rule directly limits consumer price transparency and choice by preventing developers from communicating that lower prices are available on the developer's own website or other platforms.
Anti-steering rules prevented consumers from knowing they could save money by purchasing subscriptions or digital goods directly from a developer's website, keeping prices artificially higher within the App Store.
This agreement sets the rules for app content, data handling, revenue sharing, and grounds for account termination, directly affecting every app available to consumers.
Apple can unilaterally change pricing, features, or terms with very limited notice, and can terminate your account — potentially cutting off access to all your purchased content — without a court process or independent review.
Content you have paid to license could be removed from your library or become inaccessible if Apple exercises this right, and you would have no contractual claim to a refund or compensation.
Apple
· Apple App Store Review Guidelines
Apple's unilateral removal power means that businesses built on App Store distribution can lose access to their entire customer base without court oversight or guaranteed appeal rights.
This fee is passed on to consumers through higher app and subscription prices, and Apple's requirement to use its own payment system has been a central issue in global antitrust enforcement actions.
X accepts no responsibility for the reliability, safety, or quality of the platform, meaning if the service fails, harms you, or exposes you to damaging content, you have very limited legal recourse.
This clause places direct responsibility on the developer-customer to obtain consent for real-time tracking use cases, which has significant privacy and regulatory implications.
Netflix
· Netflix Account and Content Policies
This asymmetric clause means that when many consumers are harmed by the same Netflix practice, they cannot pool resources in a class action — but Netflix can bring collective court actions against users, creating a significant power imbalance.