Provisions Index

Ledger uses cookies, pixels, and similar tracking technologies on their website and in their app to collect behavioral and usage data, some of which requires your consent while others are used by default....

Why it matters: Tracking technologies allow Ledger and third-party partners to monitor your browsing behavior, device information, and interactions with Ledger's services, potentially building detailed profiles....

Ledger may transfer your personal data outside the European Economic Area to countries that may not have the same level of data protection, relying on mechanisms such as Standard Contractual Clauses to safeguard these transfers....

Why it matters: Your data may be sent to countries with weaker privacy laws, which could reduce your practical ability to enforce your data rights....

T-Mobile can change these terms and conditions at any time. If you continue using the service after being notified of changes, you are considered to have accepted the new terms....

Why it matters: You may find that terms you originally agreed to have been changed without your affirmative consent, and simply continuing to use your phone constitutes acceptance of potentially less favorable terms....

T-Mobile collects and may use or share your Customer Proprietary Network Information (CPNI) — which includes details about how you use your phone service — for certain purposes. You have the right to restrict some of this sharing....

Why it matters: CPNI contains sensitive information about your calling patterns, location data tied to network usage, and service details. How this data is used and shared affects your privacy and can be used for targeted marketing or shared with affiliates....

T-Mobile can suspend or cancel your service if you violate the terms, fail to pay your bill, or for other reasons they determine, sometimes without advance notice....

Why it matters: Loss of mobile service can be immediate and severely disruptive, and T-Mobile's broad termination rights mean your service could be cut even in disputed billing situations....

If you finance a device through T-Mobile's installment plan, you agree to make monthly payments for the full cost of the device. Failing to pay can result in service suspension and the device may be locked....

Why it matters: Device financing agreements create a financial obligation separate from your service plan, and defaulting can result in both service loss and a locked device that cannot be used with another carrier....

By applying for T-Mobile service, you authorize T-Mobile to run a credit check on you, which may affect your credit score....

Why it matters: Hard credit inquiries can temporarily lower your credit score and remain on your credit report for up to two years; consumers should be aware that simply applying for a service plan triggers this....

Disputes with T-Mobile are governed by the laws of the State of Washington (or Delaware as an alternative), regardless of where you live....

Why it matters: If a dispute arises, Washington state law applies instead of the laws of your home state, which may offer you stronger consumer protections. This can affect your legal rights....

You agree to protect and reimburse T-Mobile for any legal costs or damages that arise from your use of T-Mobile's services, including claims made by third parties against T-Mobile because of how you use the service....

Why it matters: This clause means you could be financially responsible for T-Mobile's legal fees and damages in situations that arise from your use of the service, including third-party claims, which could expose you to significant unexpected costs....

Square can change its terms of service and fees at any time, and your continued use of the service means you agree to the new terms even if you didn't explicitly accept them....

Why it matters: Merchants may unknowingly agree to less favorable terms simply by continuing to process payments, without realizing the rules have changed....

If someone sues Square because of something you did using their service, you are responsible for paying Square's legal costs and any damages....

Why it matters: This could expose merchants to significant unexpected financial liability if a customer or third party brings legal action related to the merchant's use of Square....

Square limits how much money it can owe you if something goes wrong — typically capping damages at the fees you paid in the past 12 months....

Why it matters: If Square's system fails and causes significant financial harm to your business, you may only be able to recover a fraction of your actual losses....

You must comply with all rules set by Visa, Mastercard, American Express, and Discover, and Square can hold you responsible if you violate those rules even if you were unaware of them....

Why it matters: Card network rules are complex and frequently updated; unknowingly violating them could result in fines, fund holds, or account termination....

Waze can change these Terms of Use at any time. Notice of changes may be provided through the app or website, and continued use of the service after changes constitutes acceptance of the new terms....

Why it matters: Users may be bound by new terms they haven't actively reviewed, simply by continuing to use the app after an in-app notification they may have missed....

Waze requires users to be at least 16 years old. Users between 16 and 18 must have parental or guardian consent to use the service....

Why it matters: Parents should be aware that Waze collects extensive location and driving data from teenage users aged 16-17, and parental consent is required for their use of the app....

For US users, these terms are governed by California law. For users outside the US, Israeli law applies. Disputes are resolved in courts located in California (US) or Tel Aviv (non-US) unless arbitration applies....

Why it matters: Non-US users may find it impractical or cost-prohibitive to pursue legal action in Israeli courts, effectively limiting their ability to enforce their rights under the agreement....

Waze reserves the right to suspend or terminate your account at any time, with or without notice, for any reason including violation of these terms. Waze may also discontinue the service entirely....

Why it matters: Users can lose access to their account and all associated data without warning, and Waze faces no liability for service discontinuation....

By using Waze, you agree to defend and pay for any legal costs Waze incurs as a result of your use of the service, including if you violate these terms or infringe on third-party rights....

Why it matters: If your use of the app leads to a legal claim against Waze — for example, from content you submitted — you could be personally liable for Waze's legal fees and damages....

Twilio uses a TrustArc cookie consent tool to let visitors control which tracking cookies are placed on their devices. You can accept or reject different categories of cookies through this banner....

Why it matters: Cookie consent tools are your primary mechanism for controlling what data is collected about your browsing behavior. If you do not actively manage these settings, tracking may occur by default....

Twilio loads Google Tag Manager on every page of their website, which can deploy multiple tracking scripts to monitor your behavior and share data with Google....

Why it matters: Google Tag Manager can load numerous tracking tools simultaneously, potentially collecting significant amounts of behavioral data about your site visit and passing it to Google and other third parties....

Twilio uses Adobe's marketing technology (Adobe Launch/Adobe DTM) to collect and analyze data about how visitors use their website for marketing optimization purposes....

Why it matters: Adobe Launch is an enterprise-level data collection and marketing activation tool that can capture detailed behavioral data and share it across Adobe's Experience Cloud platform....

Twilio uses its own Segment product to collect and process visitor data on twilio.com, including page views and user interactions, with cookies stored for up to 90 days....

Why it matters: Segment is a customer data platform that aggregates behavioral data across touchpoints. Its use on Twilio's own website means your browsing behavior feeds directly into their customer data infrastructure....

Twilio uses Visual Website Optimizer (VWO) to run A/B tests and track visitor behavior, which can temporarily hide page content while experiments load and sets cookies tied to your browsing session....

Why it matters: VWO can modify what content you see on the website based on behavioral profiling and testing, and it sets persistent cookies to track which experiment variations you have been exposed to....

Twilio's privacy practices on their website are designed to address requirements under multiple privacy laws, including GDPR for EU/UK users and CCPA for California residents, giving those users specific rights over their data....

Why it matters: If you are in the EU, UK, or California, you have enhanced legal rights regarding your personal data, including the right to access, delete, or opt out of certain data uses....

California residents have the right to know what personal data Lyft has collected, request deletion of their data, opt out of the sale or sharing of their data, and not be discriminated against for exercising these rights....

Why it matters: These legally enforceable rights give California residents meaningful control over their personal data and can limit how Lyft uses and shares it....

Lyft shares driver personal information — including identity documents, background check results, and driving records — with third-party background check vendors and insurance partners....

Why it matters: Drivers' sensitive personal data including criminal history and identity documents is shared with multiple third parties outside of Lyft's direct control....

Lyft retains your personal data for as long as your account is active and for additional periods required for legal, safety, or business purposes, even after you delete your account....

Why it matters: Your data may be kept by Lyft for significant periods beyond account closure, limiting your ability to fully erase your personal history from their systems....

Lyft may transfer your personal data to countries outside the United States, which may have different and potentially weaker data protection laws....

Why it matters: Once your data is transferred internationally, it may be subject to foreign government access and weaker privacy protections than those available in the US....

Lyft collects payment card information, transaction history, and billing details to process payments for rides and other services....

Why it matters: Financial data is highly sensitive and its collection and storage by Lyft creates potential exposure if there is a data breach or unauthorized access....

You can delete your 23andMe account at any time, which will also discard your physical DNA sample — but once you make these choices, they cannot be undone....

Why it matters: While account deletion is a meaningful privacy protection, the irreversibility means you permanently lose access to your genetic reports and cannot reclaim your sample once it is destroyed....

If you use 23andMe's telehealth services, your medical information is governed by a separate Medical Record Privacy Notice, not this main Privacy Statement....

Why it matters: Health information collected through telehealth may be subject to different — potentially HIPAA-compliant — standards, but consumers need to locate and read a separate document to understand those protections....

Your personal and genetic data may be transferred to and processed in countries outside your home country, including the United States, which may have different privacy protections....

Why it matters: For EU, UK, and other international users, transferring genetic data outside their jurisdiction may reduce the legal protections available to them under local law....

California residents have the right to know what personal data 23andMe collects, request deletion of their data, opt out of the sale or sharing of their data, and not be discriminated against for exercising these rights....

Why it matters: California law provides some of the strongest consumer privacy rights in the US, and 23andMe is required to honor them — including for highly sensitive genetic data....

When you delete your account, 23andMe will discard your physical sample and remove your personal data, but certain de-identified or aggregated data derived from your genetic information may be retained....

Why it matters: Even after you delete your account, information derived from your DNA may persist in aggregated research datasets — meaning true and complete erasure of your genetic contribution may not be possible....

Hinge subscriptions automatically renew at the end of each billing period and you will be charged again unless you cancel before the renewal date....

Why it matters: Users who forget to cancel before renewal will be charged for another billing period, and refunds are not generally available after the renewal charge is processed....

When you post photos, text, or other content on Hinge, you grant Hinge a worldwide, royalty-free license to use, copy, display, and distribute that content for operating and promoting the service....

Why it matters: Hinge can use content you post — including your photos and personal information you share — to operate and potentially promote the service, and this license continues even after you delete your account for content already shared....

You agree to pay Hinge's legal costs and damages if a third party sues Hinge because of something you did or posted on the platform....

Why it matters: If your actions on the app lead to a lawsuit against Hinge, you could be personally responsible for covering Hinge's legal fees and any damages awarded....

You cannot use Hinge if you have been convicted of, or pleaded no contest to, any crime involving violence, threats of violence, or sexual misconduct....

Why it matters: This provision is designed to protect user safety by barring individuals with certain criminal histories from the platform, but enforcement relies on self-reporting with no stated verification mechanism....

Hinge can change these Terms at any time, and your continued use of the app after the effective date of any change means you have agreed to the new Terms....

Why it matters: You can be bound by new legal terms simply by continuing to use the app, even if you did not actively read or agree to the changes....

California residents can cancel their Hinge subscription within three business days of subscribing for a full refund, without penalty....

Why it matters: This is a specific legal protection that gives California users a short but meaningful window to change their minds after subscribing and receive their money back....

You are not allowed to use or develop any third-party applications or artificial intelligence or machine learning systems that interact with Hinge's service or user content without Hinge's written permission....

Why it matters: This provision prevents users and developers from building AI tools that access Hinge data, but it also protects user content from being scraped or processed by unauthorized third-party AI systems....

When you post content publicly on GitHub, you give GitHub a license to store, display, and distribute that content — including to other users and through GitHub's services....

Why it matters: Developers who post public code or content are granting GitHub broad rights to use that material, which may affect intellectual property strategy for individuals and businesses....

GitHub can change these terms at any time and will generally give 30 days notice for material changes, but continued use of the service after changes take effect means you accept the new terms....

Why it matters: If you keep using GitHub after terms are updated, you automatically agree to the new rules even if you haven't read them — making it important to monitor for change notifications....

Paid GitHub plans are billed in advance on a monthly or annual basis, and fees are non-refundable except where required by law — if you upgrade or downgrade, changes may take effect at your next billing cycle....

Why it matters: Users who cancel paid plans or downgrade may not receive refunds for the unused portion of their billing period, meaning you could pay for service you no longer use....

All disputes with GitHub are governed by California law and must be brought in the courts of the Northern District of California — regardless of where in the world you are located....

Why it matters: If you need to sue GitHub or respond to a lawsuit, you may be required to do so in California courts, which could be costly and impractical for users outside that region....

You are responsible for keeping your account password secure and for all activity that occurs under your account, even if someone else accesses it without your permission....

Why it matters: If your GitHub account is compromised, you may be held responsible for any violations or actions taken by the unauthorized party using your credentials....

GitHub will respond to valid DMCA copyright takedown notices by removing or disabling access to infringing content, and repeat infringers may have their accounts terminated....

Why it matters: Your repositories or content could be taken down based on a DMCA notice — even potentially incorrectly — and repeat notices could lead to permanent account termination....

GitHub provides its services 'as is' and 'as available' with no guarantees about uptime, reliability, or fitness for a particular purpose — you use the service at your own risk....

Why it matters: GitHub makes no promises about service availability or reliability, meaning if the platform goes down and you lose work or suffer business disruption, GitHub has no contractual obligation to compensate you....

GitHub requires users to be at least 13 years old, and users between 13 and the age of majority in their jurisdiction must have parental or guardian consent to use the service....

Why it matters: Parents and guardians should be aware that GitHub collects account data from users as young as 13, and minors using the platform are subject to the same terms and content exposure as adults....

When you upload or share content on Microsoft or Xbox services, you give Microsoft a worldwide, royalty-free license to use, copy, distribute, display, and create derivative works from that content....

Why it matters: This means Microsoft can use things you post or upload — including photos, videos, text, and game clips — across its services without paying you or asking for additional permission each time....