Provisions Index

Microsoft can change these terms or modify, suspend, or discontinue any of its services at any time, usually with advance notice but sometimes without it....

Why it matters: Your continued use of the services after notice of changes constitutes acceptance, meaning terms governing your rights can change without your active agreement....

Children under 13 (or the applicable age of digital consent in their country) must have parental or guardian consent to use Microsoft and Xbox services, and parents are responsible for supervising minor accounts....

Why it matters: Parents who create or authorize accounts for their children become legally responsible for activity on those accounts, including any purchases or content interactions....

Paid subscriptions like Xbox Game Pass automatically renew at the end of each billing period and your payment method will be charged unless you cancel before the renewal date....

Why it matters: If you forget to cancel a subscription you no longer want, you will be automatically charged for another period, and refunds are not guaranteed....

This agreement is governed by the laws of the State of Washington and the United States, regardless of where you live, unless local laws in your country require otherwise....

Why it matters: If you have a legal dispute with Microsoft that proceeds outside arbitration, it would typically be handled in Washington State courts under Washington law, which may be inconvenient or disadvantageous for consumers in other states or countries....

Microsoft has the right to review and remove content you post and to take action against your account if it determines you have violated its code of conduct, which prohibits a wide range of content and behaviors....

Why it matters: Microsoft has broad discretion to remove content or penalize accounts based on its own interpretation of its conduct rules, with limited appeal mechanisms described in the agreement....

Microsoft collects data about how you use its services and shares it in accordance with its Privacy Statement, which is incorporated into this agreement by reference....

Why it matters: The scope of data collection and sharing practices is governed by a separate Privacy Statement document, meaning users must review multiple documents to fully understand how their data is handled....

When you post or submit content through Headspace's platform, you give Headspace a broad, royalty-free license to use, modify, distribute, and display that content....

Why it matters: Any content you share on the platform — including feedback, posts, or materials — can be used by Headspace for its business purposes without paying you....

All content on the Headspace platform — including meditations, courses, and app content — is owned by Headspace, and you only get a limited personal license to use it....

Why it matters: You cannot copy, share, or reuse Headspace content outside the platform, and your access ends when your subscription ends....

Headspace requires users to be of a minimum age (typically 13 or older) and may require parental consent for younger users accessing certain services....

Why it matters: Parents should be aware that minors using Headspace may have their health and wellness data collected, which is subject to additional legal protections....

Headspace prohibits a range of user behaviours on its platform including misuse, reverse engineering, commercial exploitation of content, and providing false information....

Why it matters: Violating these rules can result in immediate account termination without refund....

Disputes with Headspace are governed by the laws of a specific US state (California), regardless of where you live in the world....

Why it matters: If you live outside California — or outside the US — you may have fewer legal protections than your local law would otherwise provide....

Your Peloton membership subscription automatically renews at the end of each billing period and your payment method is charged unless you cancel before the renewal date....

Why it matters: Auto-renewal can result in unexpected charges if you forget to cancel, and understanding the cancellation process before the next billing cycle is important to avoid unwanted fees....

When you post content on Peloton's platform (such as profile information, workout posts, or community content), you grant Peloton a broad, royalty-free license to use, reproduce, modify, and distribute that content....

Why it matters: Peloton can use content you create or share on its platform for its own purposes, including marketing, without compensating you or seeking further permission....

Peloton's services are intended for users aged 13 and older, and users under 18 must have parental consent to use the platform and cannot make purchases....

Why it matters: Minors are given limited access and parents should be aware that their consent is required, but enforcement mechanisms are not detailed, raising questions about how minors' data is handled....

Disputes are governed by the laws of the state of New York, and legal proceedings (outside of arbitration) must take place in New York courts....

Why it matters: If you need to take legal action against Peloton outside of arbitration, you may need to do so in New York regardless of where you live, which adds cost and inconvenience....

Peloton states that its workouts and fitness guidance are not a substitute for professional medical advice, and that users exercise at their own risk....

Why it matters: If you are injured while using Peloton equipment or following its fitness programs, Peloton disclaims responsibility, placing full accountability on you as the user....

Yelp uses artificial intelligence features that process your personal information, including content you submit, to power AI-driven tools and may use your data to train or improve AI models....

Why it matters: AI processing of personal data raises additional privacy risks including inferences about sensitive characteristics and potential for automated decision-making affecting users....

California residents and certain other US state residents have the right to know what personal data Yelp holds about them, request its deletion, correct inaccuracies, opt out of its sale or sharing, and limit use of sensitive personal information....

Why it matters: These rights give consumers meaningful control over their personal data and require Yelp to respond to verified requests within statutory timeframes....

If you are a resident of the EEA, Switzerland, or the UK, Yelp Ireland Ltd. is your data controller and you have GDPR rights including access, erasure, portability, objection, and the right to lodge a complaint with a supervisory authority....

Why it matters: European residents have stronger legal protections than most other users, including the right to have their data erased and the right to object to processing based on legitimate interests....

When you close your Yelp account, Yelp retains certain data for a period of time and some public content (such as reviews) may remain visible even after closure....

Why it matters: Closing your account does not immediately result in deletion of all your personal data, and public contributions may persist, limiting the practical effectiveness of account deletion....

Yelp states that its Service is not directed to children under 13 and that it does not knowingly collect personal information from children under 13....

Why it matters: While Yelp restricts use by children under 13, it does not have verified age-gating, meaning children could potentially create accounts, and parents should monitor their children's use....

Yelp reserves the right to modify this Privacy Policy and will indicate the date of the last update, but may not directly notify users of changes beyond posting an updated version on its website....

Why it matters: Users may be bound by updated privacy terms without receiving direct notification, meaning continued use of Yelp after a policy change constitutes acceptance of new data practices....

When you submit any content — such as posts, images, or comments — to Nintendo's platforms, you grant Nintendo a royalty-free, perpetual, worldwide license to use, reproduce, modify, and distribute that content....

Why it matters: Nintendo can use anything you create and submit on their platforms for any purpose, without paying you or asking for further permission, potentially indefinitely....

Nintendo limits its financial responsibility to you for damages arising from use of their services, typically capping what you can recover and excluding certain types of losses entirely....

Why it matters: Even if Nintendo's services cause you harm — such as data loss or service outages — your ability to recover compensation is significantly restricted....

Children under 13 (or the applicable age in their country) must have parental consent to use Nintendo's services, and Nintendo requires parents to agree to the terms on behalf of minors....

Why it matters: Parents are legally responsible for their children's use of Nintendo's services and are bound by the terms they accept on their child's behalf, including the arbitration clause....

You are not allowed to copy, modify, distribute, reverse engineer, or commercially exploit Nintendo's content, software, or trademarks without explicit permission....

Why it matters: Violating these restrictions can result in account termination and potential legal action from Nintendo, even for seemingly minor activities like fan-made content....

You agree to protect Nintendo from any legal claims or costs that arise from your use of their services, your content, or your violation of the terms....

Why it matters: If your actions on Nintendo's platform lead to a lawsuit against Nintendo, you may be personally required to pay Nintendo's legal costs and damages....

MetaMask and Consensys reserve the right to change, suspend, or discontinue any part of the service at any time, with or without notice to users....

Why it matters: Your access to MetaMask's services could be altered or removed at any time, potentially impacting your ability to manage or access your digital assets through the platform....

You are not allowed to use MetaMask if you are located in a sanctioned country or are on a government sanctions list, and you are not allowed to use the service for illegal activities including money laundering or financing terrorism....

Why it matters: Using MetaMask from a restricted jurisdiction or for prohibited purposes could result in immediate termination of service and potential legal liability....

You must be at least 18 years old to use MetaMask; by using the service you confirm that you meet this requirement....

Why it matters: Minors who use MetaMask are doing so in violation of the Terms of Use, and the company accepts no responsibility for any harm to underage users....

MetaMask integrates with third-party services (such as exchanges, DeFi protocols, and NFT platforms) but is not responsible for those services' terms, reliability, or any losses you suffer from using them....

Why it matters: When you use third-party services accessed through MetaMask, you are subject to those services' own terms and MetaMask takes no responsibility for losses arising from them....

These Terms are governed by the laws of the State of New York, and any disputes not subject to arbitration must be resolved in the courts of New York....

Why it matters: If you live outside New York and have a dispute with MetaMask that must go to court, you may need to litigate in New York, which could be costly and inconvenient....

You have the right to ask TaskRabbit to delete your personal information, though they may keep some data to meet legal requirements....

Why it matters: This right gives users meaningful control over their data, but the carve-out for legal obligations means not all data will necessarily be deleted upon request....

TaskRabbit may share all your personal information with potential buyers or partners if the company is sold, merged, or undergoes a significant asset transaction....

Why it matters: In a sale or merger scenario, your data — including sensitive identity and billing information — could be transferred to an entirely new company without your active consent....

If you use TaskRabbit in Canada, your personal data is stored and processed on servers in the United States, and by accepting the privacy policy you consent to this transfer....

Why it matters: Data transferred to the US is subject to US laws, including government access provisions, which may offer less protection than Canadian privacy law (PIPEDA/Law 25)....

For EU and UK users, TaskRabbit uses a legal justification called 'legitimate interests' to process your contact information, identity data, and booking data for purposes including marketing and analytics....

Why it matters: Legitimate interests is a flexible legal basis that doesn't require your consent, meaning TaskRabbit may process your data for marketing-related purposes without explicitly asking you....

Payments to 23andMe are generally non-refundable, and there are no credits for partially used services, except as required by law or in cases where sample processing fails twice....

Why it matters: If you are dissatisfied with your results, experience technical issues, or change your mind after purchasing, you will generally not be entitled to a refund, which is a significant financial consideration for a product costing $99–$499....

By submitting content (such as photos, comments, or other materials) to 23andMe, you grant them a broad, royalty-free license to use, reproduce, modify, and distribute that content....

Why it matters: Any content you submit to 23andMe — including profile information, forum posts, or other user-generated material — can be used by the company for a wide range of purposes without additional compensation to you....

23andMe can change these Terms at any time, and by continuing to use the service after receiving notice of changes, you automatically agree to the new Terms....

Why it matters: You could sign up under one set of rules and find yourself bound by significantly different terms — including changes to how your data is used — simply by continuing to log in without reading a notification email....

Insurance companies and employers are explicitly prohibited from using 23andMe's services or accessing genetic information through these Terms....

Why it matters: This restriction is designed to protect users from having their genetic data used against them in insurance underwriting or employment decisions, which is also prohibited by federal law under GINA....

You can delete your 23andMe account at any time through your Account Settings, which ends your access to the services....

Why it matters: While account deletion is available, it is important to understand that deleting your account does not necessarily mean all of your genetic data is immediately and permanently destroyed — you should review the Privacy Statement for data deletion implications....

With your permission, Calm can access data from Apple HealthKit or Google Health Connect, including your sleep hours and sleep goals....

Why it matters: This allows a commercial app to access health-related data from your device's health platform, raising questions about how sensitive wellness data is handled and protected....

Calm may make educated guesses about your age and gender based on other data it has collected about you, even if you never provided this information directly....

Why it matters: Inferring demographic characteristics like age and gender from usage data without explicit consent may be considered processing of sensitive personal information under various privacy laws....

Calm may record your chat messages, phone calls, and video calls when you use their chat-bot or provide feedback or participate in market research....

Why it matters: Recording communications without clear, prominent notice may implicate wiretapping laws and creates a persistent data record of potentially sensitive conversations....

If your Calm subscription was provided by your employer or a family member, Calm may inform them that you have signed up and are using the subscription....

Why it matters: Your employer could receive confirmation that you have activated a Calm subscription, which may indirectly reveal that you are seeking stress relief, mental health support, or sleep assistance....

If Calm is sold, merged, or its assets are acquired, your personal data may be transferred to the acquiring company as part of that transaction....

Why it matters: In the event of a corporate transaction, your sensitive wellness data — including mood check-ins, sleep habits, and health information — could be transferred to a new owner whose privacy practices may differ significantly from Calm's....

Calm states it does not knowingly sell or share personal data about consumers under the age of 16....

Why it matters: This provides a baseline protection for minors' data under CCPA, but does not address broader collection or use of data from users under 13, which would be governed by COPPA....

Audible loads Amazon's tracking scripts on every page, which record your clicks, scrolling, time on page, device information, and session data. This happens automatically when you visit Audible's website....

Why it matters: This type of persistent behavioral tracking builds a detailed profile of how you use the service, which can be used for targeted advertising and shared across Amazon's ecosystem....

Audible uses cookies to track your session, link your browsing activity to your account, and persist your identity across visits. These cookies are set and read automatically....

Why it matters: Cookies allow Audible and Amazon to recognize you across visits and devices, enabling cross-session profiling and targeted advertising without requiring you to log in each time....

Audible loads Amazon's cross-domain SSO assets, meaning your login identity can be shared and recognized across Amazon and Audible simultaneously without separate authentication....

Why it matters: SSO integration means your Audible usage is directly linked to your Amazon account, enabling Amazon to combine your audiobook listening history with your broader Amazon shopping and browsing data....