Provisions Index

Patreon limits its financial liability to you to the amount you paid in fees in the 12 months before the claim, and disclaims liability for indirect, incidental, or consequential damages....

Why it matters: Even if Patreon causes you significant harm — such as losing your creator income due to a platform error — you may only be able to recover a small amount based on what you paid in fees....

These terms are governed by the laws of California, and disputes that are not subject to arbitration must be brought in courts located in San Francisco, California....

Why it matters: If you live outside California and have a dispute with Patreon that proceeds to court, you may be required to litigate in California, which can be expensive and logistically burdensome....

Bumble collects biometric information, such as facial geometry data, when you use its photo verification or ID verification features to confirm your identity on the platform....

Why it matters: Biometric data is among the most sensitive personal information that exists — it cannot be changed if compromised, and its collection by a commercial dating app raises significant privacy and security risks....

Bumble uses automated algorithms and profiling to decide which potential matches are shown to you, based on your behaviour, profile data, and inferred preferences....

Why it matters: Automated profiling can significantly affect your experience on the platform — including who you see and who sees you — and under GDPR you have the right to request human review of significant automated decisions....

Bumble may collect and process information about your sexual orientation, relationship preferences, and health-related details that you voluntarily add to your profile....

Why it matters: This is among the most sensitive personal data under privacy law — in some jurisdictions its disclosure without consent is illegal, and in others it could expose users to discrimination or harm....

Bumble shares certain user data with third-party advertising partners and analytics providers to enable targeted advertising on and off the platform....

Why it matters: Your personal data — including behavioural and demographic information — may be shared with external advertising companies, potentially allowing your activity on a dating app to influence ads you see elsewhere....

Bumble transfers personal data internationally, including to the United States, relying on mechanisms such as Standard Contractual Clauses to legitimise those transfers for EU and UK users....

Why it matters: When your data is transferred outside the EU or UK, it may be subject to weaker privacy protections in the destination country, and the legal mechanisms relied upon have faced scrutiny in European courts....

Bumble may disclose your personal data to law enforcement agencies, courts, or government bodies if required by law or if Bumble believes disclosure is necessary to protect safety or enforce its policies....

Why it matters: Your private messages, location history, and profile data on a dating app could be disclosed to government authorities without your knowledge in response to a legal request....

Bumble retains your personal data for as long as necessary for the purposes described in the policy, and may keep certain data for a period after account deletion for legal or safety reasons....

Why it matters: Even after you delete your Bumble account, some of your personal data — including sensitive information — may continue to be stored by Bumble, limiting your ability to fully erase your digital footprint....

Bumble provides users with rights to access, correct, delete, port, restrict, or object to the processing of their personal data, with specific additional rights for EU, UK, California, and other US state residents....

Why it matters: These rights give you meaningful control over your personal data, but you need to know they exist and how to exercise them — many users never do, leaving their data in Bumble's hands by default....

Bumble collects your precise geographic location to enable its core matching features, showing you potential matches nearby, and this data is collected continuously while the app is in use....

Why it matters: Precise location data is highly sensitive and, combined with other profile information on a dating app, could be used to physically locate or track individual users, creating serious safety risks....

In the event of a merger, acquisition, or sale of Bumble, your personal data may be transferred to the acquiring company as part of the business transaction....

Why it matters: A future buyer of Bumble would inherit access to all your sensitive dating app data — including messages, photos, location history, and biometric information — and may operate under a different and potentially less protective privacy policy....

Ledger limits the amount of compensation it must pay you if something goes wrong with your purchase, generally capping damages at the price you paid for the product....

Why it matters: This clause restricts your ability to claim additional damages — such as consequential losses — even if Ledger's product causes broader harm to your cryptocurrency security or financial situation....

You have a specific window of time — typically 14 days for EU consumers — to return your Ledger product and receive a refund after purchase....

Why it matters: Missing the return deadline means you may lose your right to a refund, even if you simply changed your mind about the purchase....

Ledger provides a limited warranty on its hardware devices, covering manufacturing defects for a defined period — typically one to two years from purchase....

Why it matters: Understanding what is and is not covered under warranty is critical, as physical damage, unauthorised modifications, or misuse are likely excluded, leaving you without a remedy for those issues....

Ledger reserves the right to refuse or cancel any order at its discretion, including orders it suspects are fraudulent or placed by resellers acting in violation of its policies....

Why it matters: Ledger can cancel your order even after you have paid, which could result in delays in receiving your device or a refund rather than fulfilment....

Prices on Ledger's shop are set by Ledger and may change at any time; the price you pay is the one confirmed at the time your order is accepted....

Why it matters: Price changes between adding an item to your cart and completing checkout could affect the amount you are charged, so consumers should verify the final price at confirmation....

Disputes about your Ledger purchase are governed by a specific country's law — likely French law given Ledger's French incorporation — and must be resolved in courts of that jurisdiction....

Why it matters: If you need to take legal action against Ledger, you may be required to do so in a foreign jurisdiction under foreign law, which can be costly and impractical for individual consumers....

Ledger outlines estimated delivery timeframes and clarifies when risk of loss transfers from Ledger to the consumer upon shipment....

Why it matters: Once your order is shipped, the risk of loss or damage may transfer to you, meaning if a package is lost or damaged in transit, you may need to pursue the carrier rather than Ledger directly....

Ledger retains all intellectual property rights in its products, software, and branding, and consumers are granted only a limited right to use the purchased hardware as intended....

Why it matters: You cannot reproduce, reverse-engineer, or commercially redistribute Ledger's software or technology, and doing so could expose you to legal liability....

Ledger requires purchasers to be of legal age in their jurisdiction to enter into a binding contract, typically 18 years old....

Why it matters: Minors cannot legally purchase Ledger products directly, and any order placed by a minor may be voidable, potentially complicating the transaction for both the minor and any guardian involved....

Ledger reserves the right to update or change these sales terms at any time, with changes applying to future purchases....

Why it matters: The terms you agreed to when you first bought a Ledger product may not be the same terms that apply if you make a future purchase, so it is important to re-read the terms before each transaction....

When you buy a ticket or register for an event, Eventbrite shares your personal information with the event organizer, who then controls that data under their own privacy policy — not Eventbrite's....

Why it matters: Once your data reaches the organizer, Eventbrite's privacy protections no longer apply, and the organizer may use your information in ways you haven't agreed to with Eventbrite....

Eventbrite shares your personal data with advertising partners for targeted advertising, but you can opt out of this sale or sharing of your data....

Why it matters: Without opting out, your browsing behavior, event interests, and personal details may be used to serve you targeted ads across the internet....

Eventbrite may use your personal data to train and improve its artificial intelligence and machine learning models....

Why it matters: Your personal information, including event preferences and behavioral data, could be used to build AI systems in ways that go beyond your original expectations when signing up....

Eventbrite uses cookies, pixels, and similar tracking technologies to monitor your browsing behavior on and off their platform for analytics and advertising purposes....

Why it matters: Your online activity, even outside of Eventbrite, may be tracked and used to build a profile of your interests and serve you targeted advertisements....

Eventbrite may transfer your personal data to countries outside your own, including the United States, where privacy laws may offer fewer protections than in your home country....

Why it matters: For EU and UK users especially, transferring data internationally can reduce the legal protections that apply to your personal information....

Eventbrite may collect sensitive personal information such as health-related details, dietary preferences, or accessibility needs that you provide when registering for events....

Why it matters: Sensitive personal data carries higher privacy risks and is subject to stricter legal protections; its collection and use by Eventbrite and organizers requires careful scrutiny....

Depending on where you live, you have the right to request a copy of your data, ask for it to be deleted, corrected, or moved to another service....

Why it matters: These rights give you control over your personal information, but you must actively exercise them — Eventbrite does not automatically apply them on your behalf....

Eventbrite keeps your personal data for as long as necessary to provide services, comply with legal obligations, or for legitimate business purposes, which may mean retaining it for several years....

Why it matters: Your data may be kept long after you stop using Eventbrite, potentially being used for ongoing analytics, advertising, or compliance purposes without your active awareness....

Eventbrite integrates with third-party analytics and advertising platforms (such as Google Analytics and Meta Pixel) that receive data about your activity on Eventbrite....

Why it matters: These integrations mean multiple companies, not just Eventbrite, may receive and process data about your behavior, each under their own privacy policies....

Eventbrite's services are not directed at children under 16, and Eventbrite states it does not knowingly collect personal data from children without parental consent....

Why it matters: If a child under 16 uses Eventbrite without parental awareness, their data may be collected until Eventbrite becomes aware of the violation, at which point it would be deleted....

If you have any legal dispute with Midjourney, you cannot sue them in court. Instead, you must resolve it through private arbitration, and you permanently give up your right to a jury trial....

Why it matters: Arbitration typically favors companies over individual consumers — it limits your legal remedies, bars class actions implicitly, and removes your ability to have disputes heard by a judge or jury in a public court....

When you use Midjourney, you give the company a permanent, irrevocable, free license to use, copy, modify, display, and distribute everything you create or upload — even after you cancel your account....

Why it matters: This means Midjourney can use your creative work and inputs indefinitely for any purpose, including training AI models or commercial use, without paying you or needing your future consent....

If you work for or own a company that makes more than $1 million USD per year, you must be on a Pro or Mega subscription plan to legally own the images and videos you generate with Midjourney....

Why it matters: Business users who are unaware of this rule may be generating content on a Basic or Standard plan while unknowingly failing to acquire ownership rights, creating legal and IP exposure in their commercial activities....

You only have one year from when a problem occurs to take any legal action against Midjourney — after that, your right to make a claim is permanently gone....

Why it matters: Standard statutes of limitations for consumer claims are often 2–6 years depending on jurisdiction; this contractual shortening significantly reduces the window consumers have to identify and act on harm caused by Midjourney....

If Midjourney terminates your account or you cancel your subscription, you will not receive a refund for the time remaining in your current billing period....

Why it matters: Users who are banned for alleged Community Guidelines violations — which are enforced at Midjourney's sole discretion — lose access to the service without any financial remedy for the unused portion of their subscription....

You agree to pay Midjourney's legal costs and cover any losses if a third party sues Midjourney because of something you did while using the service....

Why it matters: This is a broad financial obligation that could expose users to significant legal costs if their use of the platform — including the content they generate — triggers third-party claims against Midjourney....

Midjourney can suspend or ban your account at any time, for any reason, without giving you advance notice or a refund....

Why it matters: Users have no guaranteed right to continued access, advance warning, or appeal process, meaning any content, projects, or paid subscription access can be removed unilaterally at Midjourney's sole discretion....

You must be at least 13 years old to use Midjourney; if you are old enough in your country but under the age of majority, a parent or guardian must agree to the Terms on your behalf and is responsible for your activity....

Why it matters: Parents and guardians who allow their children to use Midjourney are bound by all Terms — including the arbitration clause and indemnification obligations — and are financially and legally responsible for their child's use....

If you believe someone on Midjourney is using your copyrighted work without permission, you can submit a formal takedown request; if your content is removed and you believe it was a mistake, you can file a counter-notification....

Why it matters: This provision outlines a formal legal process for protecting your intellectual property rights or defending against wrongful takedowns, with liability for knowingly false claims under Section 512(f) of the DMCA....

Midjourney makes no guarantees about the quality, accuracy, reliability, or fitness of the service or the images it generates — you use it entirely at your own risk....

Why it matters: Users have no contractual basis to seek compensation from Midjourney if the AI generates poor-quality, inaccurate, or inappropriate content, and Midjourney caps its total liability at the amount you paid in the last 12 months....

If you have a dispute with Poshmark, you must resolve it through individual arbitration — not through a lawsuit or class action. You give up your right to have a judge or jury hear your case....

Why it matters: This clause strips users of meaningful legal recourse by preventing class actions, which are often the only practical way to hold large companies accountable for small-dollar harms....

Poshmark takes a 20% fee on all sales over $15. For sales under $15, Poshmark charges a flat $2.95 fee....

Why it matters: Understanding the fee structure is essential for sellers to accurately assess their net earnings before listing items, particularly for lower-priced goods where the flat fee may represent a very high percentage....

When you post photos, descriptions, or other content on Poshmark, you give Poshmark a permanent, worldwide, royalty-free license to use, copy, modify, and display that content for any purpose....

Why it matters: Users may not realize that original photos they take of their items — or other creative content they post — can be used by Poshmark for advertising and other commercial purposes without additional compensation....

Poshmark's maximum financial liability to you for any claim is capped at the amount you paid Poshmark in the six months before the dispute arose — potentially a very small amount....

Why it matters: If Poshmark's platform causes you significant financial harm — such as through a data breach, wrongful account suspension, or lost sale proceeds — your ability to recover damages is severely restricted....

Poshmark can suspend or permanently close your account at any time, for any reason, with or without notice, at its sole discretion....

Why it matters: Sellers who have built businesses on Poshmark can lose access to their account, listings, and pending earnings with little to no warning and very limited appeal rights....

Poshmark can change these Terms of Service at any time and will notify you by email or posting the new terms on the platform. Continued use of the platform after changes means you accept the new terms....

Why it matters: You could find yourself bound by materially different terms — including new fees or reduced rights — simply by continuing to use the app without actively reviewing updates....

Poshmark is required to issue IRS Form 1099-K to sellers who meet applicable tax reporting thresholds, and sellers are responsible for reporting and paying taxes on their earnings....

Why it matters: Casual sellers who use Poshmark to clear out their closets may not realize their sales activity could trigger IRS reporting, creating potential tax obligations they hadn't anticipated....

You agree to defend and pay Poshmark's legal costs if a third party sues Poshmark because of something you did on the platform — including your listings, content, or violations of the Terms....

Why it matters: If your listing infringes a trademark, your content causes harm, or you violate platform rules that lead to litigation, you could be personally responsible for Poshmark's legal fees and damages....