Provision record
Zillow · Zillow Terms of Use · View original document ↗

Mortgage Rate Quotes Are Non-Binding and Informational Only

Common · 267 of 343 platforms
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This analysis describes what Zillow's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

Recent Activity

This document changed recently

Medium Jul 13, 2026

The updated terms establish that Zillow may contact you via email, phone calls, and text messages using automated dialing systems and prerecorded voices. These communications may include transactional messages, service updates, and advertising or telemarketing. The terms also state that calls between you and Zillow employees may be recorded for quality control, training, and internal business purposes. You can opt out of text messages at any time by replying STOP to any message.

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How other platforms handle this

OpenAI

Written claims concerning copyright infringement must include the following information: A physical or electronic signature...A description of the copyrighted work...A description of where the allegedly infringing material is located...

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We do not monitor, recognize, or honor any opt-out or do not track mechanisms, including general web browser "Do Not Track" settings and/or signals or other mechanisms that provide consumers the ability to exercise choice...

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as such disclosure may be required by the order or requirement of a court, administrative agency or other governmental body, subject to the Receiving Party providing to the Disclosing Party reasonable written notice...

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▸ View Original Clause Language DOCUMENT RECORD
"
Any non-binding quotes provided by the Zillow Companies for Third-Party Providers' financial products are not intended to be official Loan Estimates as defined in the Real Estate Settlement Procedures Act or the Truth in Lending Act...

Excerpt from Zillow's Terms of Use

Provision details

Document information
Document
Zillow Terms of Use
Entity
Zillow
Tracking information
First captured by ConductAtlas
May 1, 2026
Text quoted from version
CA-V-004834, captured July 13, 2026
Record ID
CA-P-032434
Document ID
CA-D-000231
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-004834)
54fce509b2124dbe36ab430fa097409820c4f1856425edb8b8625598dfb6ca43
Analysis generated
July 9, 2026 05:04 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-004834, captured July 13, 2026 (checked Oct. 5, 2026)
Not the current version. The document's current version is CA-V-007575, captured Oct. 16, 2026; this clause has not been re-checked against it.
Citation Record
Entity: Zillow
Document: Zillow Terms of Use
Record ID: CA-P-032434
Version: CA-V-004834
Captured: 2026-07-13 00:36:06 UTC
SHA-256: 54fce509b2124dbe…
URL: https://conductatlas.com/platform/zillow/zillow-terms-of-use/provision/CA-P-032434/mortgage-rate-quotes-are-non-binding-and-informational-only/
Accessed: Oct. 24, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

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Frequently Asked Questions

What does Zillow's Mortgage Rate Quotes Are Non-Binding and Informational Only clause do?

The clause states: “Any non-binding quotes provided by the Zillow Companies for Third-Party Providers' financial products are not intended to be official Loan Estimates as defined in the Real Estate Settlement Procedures Act or the Truth in Lending Act...”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.

Is ConductAtlas affiliated with Zillow?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Zillow.