This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes the mechanism by which contractual terms governing the service relationship may be changed without requiring mutual agreement or advance notice beyond website posting or email notification. It defines the effective date of modifications and the process by which users are informed of changes.
The updated terms now authorize Wise to accept incoming funds via FedNow, a new instant payment service. The agreement states that FedNow transactions are processed in real time and generally cannot be canceled or reversed once completed, distinguishing them from traditional transfers that may have reversal windows. The terms also establish that Wise may decline any incoming FedNow transaction at its discretion where required for security, compliance, or operational reasons, without specifying advance notice or appeal procedures. Users receiving FedNow payments should understand that such transfers become final immediately upon completion.
View change record →Users operate under terms that may be amended by Wise at any time through website posting or email notice. The mechanism for accepting modified terms is continued use of the service after the effective date, rather than affirmative consent.
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We may modify these Terms from time to time. When we make material changes to these Terms, we will notify you by updating the date at the top of these Terms and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you a notification). Your ...
"Content" means anything you or your Customers create or make available through the Service in connection with your Account, including your intellectual property (e.g. trademarks, trade names, service marks, and copyrighted works); the products or services you offer (e.g., courses, coaching, members...
By posting, uploading, inputting, providing or submitting your Content you grant Kit, its affiliated companies and necessary sublicensees permission to use your Content in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, trans...
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"We may amend or modify this Agreement at any time by posting a revised version of it on our website or by notifying you. The modified Agreement will become effective upon posting or, if we notify you by email, as stated in the email. Your continued use of the services after the effective date of any modification will constitute your acceptance of the modified Agreement. If you do not agree to any modification, your only recourse is to terminate your account and stop using the services.— Excerpt from Wise's Wise Terms of Use
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This clause establishes the mechanism by which contractual terms governing the service relationship may be changed without requiring mutual agreement or advance notice beyond website posting or email notification. It defines the effective date of modifications and the process by which users are informed of changes.
Users operate under terms that may be amended by Wise at any time through website posting or email notice. The mechanism for accepting modified terms is continued use of the service after the effective date, rather than affirmative consent.
ConductAtlas has identified this type of provision across 64 platforms. See the full comparison.
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