If Snap gets sued because of something you did on Snapchat — like posting someone else's copyrighted content — you agree to pay Snap's legal costs and any damages they owe.
If a third party sues Snap because of content you posted or actions you took on Snapchat, you are personally responsible for covering Snap's legal fees, settlements, and any damages awarded — even if you were unaware your content violated someone's rights.
How other platforms handle this
you agree to defend, indemnify and hold harmless the Chegg Parties from and against any and all loss, liability, damages, judgments, claims, demands, costs, investigations, settlements, and expenses (including, without limitation, reasonable attorneys' fees) arising out of or directly or indirectly ...
You agree to indemnify, defend and hold harmless Shopify and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys' fe...
You are solely responsible and liable for Your Content, and, therefore, you agree to indemnify, defend, release, and hold us harmless from any claims made in connection with Your Content.
This clause shifts significant financial risk to users, requiring them to personally fund Snap's legal defense and pay damages in scenarios where user-generated content or behavior causes third-party claims against Snap.
REGULATORY FRAMEWORK: Broad consumer indemnification clauses are subject to challenge under EU Unfair Contract Terms Directive (93/13/EEC) Art. 3 (significant imbalance), UK Consumer Rights Act 2015 Part 2, and state consumer protection statutes. FTC Act Section 5 applies where indemnification terms are disclosed in an unfair or deceptive manner.
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