If someone sues Snap because of something you did on the platform, you agree to cover Snap's legal costs and any damages that result.
This analysis describes what Snapchat's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The indemnification clause establishes a mechanism by which users assume financial responsibility for legal costs and damages incurred by Snap in connection with user conduct or service use. This shifts the burden of defending against third-party claims to the user rather than to Snap.
Interpretive note: Enforceability of broad consumer indemnification clauses varies by jurisdiction; EU/EEA and UK consumer protection law may limit this provision's practical application against individual consumers.
If your use of Snapchat leads to a legal claim against Snap by a third party, you could be required to pay Snap's legal fees and any resulting damages, creating a potentially significant financial obligation.
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To the maximum extent permitted by applicable law, you agree to release, defend (at Airbnb's option), indemnify, and hold Airbnb (including Airbnb Payments, other affiliates, and their respective officers, directors, employees, and agents) harmless from and against any claims, liabilities, damages, ...
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"You agree to indemnify, defend, and hold harmless Snap and its affiliates, officers, agents, employees, and partners from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your use of the Services or your violation of these Terms.— Excerpt from Snapchat's Snapchat Terms of Service
(1) REGULATORY LANDSCAPE: Consumer indemnification obligations in standard form contracts may face enforceability challenges under applicable consumer protection law, particularly in the EU where the Unfair Terms in Consumer Contracts Directive limits the ability of businesses to impose disproportionate obligations on consumers. In the US, such clauses are generally enforceable against adult consumers but may be scrutinized for reasonableness. (2) GOVERNANCE EXPOSURE: Medium. Broad indemnification obligations in consumer-facing agreements are relatively common in the technology sector but create a contingent financial liability for users that many will not appreciate at the point of account creation. The practical enforcement risk against individual consumers is generally low, but the clause's existence is material for disclosure purposes. (3) JURISDICTION FLAGS: EU and UK consumer law may render broad indemnification obligations unenforceable against consumers, particularly where they impose obligations disproportionate to the consumer's conduct. California consumers may have some protections under state unfair business practices law. (4) CONTRACT AND VENDOR IMPLICATIONS: Enterprise accounts or organizations using Snap for business purposes should assess whether the indemnification obligation creates any organizational liability exposure and whether their own terms of use with end users appropriately allocate that risk. (5) COMPLIANCE CONSIDERATIONS: Legal teams should assess whether this indemnification clause is adequately disclosed in onboarding flows and whether it is enforceable under the laws of the primary user jurisdictions, particularly in the EU.
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The indemnification clause establishes a mechanism by which users assume financial responsibility for legal costs and damages incurred by Snap in connection with user conduct or service use. This shifts the burden of defending against third-party claims to the user rather than to Snap.
If your use of Snapchat leads to a legal claim against Snap by a third party, you could be required to pay Snap's legal fees and any resulting damages, creating a potentially significant financial obligation.
ConductAtlas has identified this type of provision across 69 platforms. See the full comparison.
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