Public.com · Public.com Terms of Service · View original document ↗

AI-Generated Investment Tools Disclaimer

High severity Unique · 0 of 325 platforms
Share 𝕏 Share in Share 🔒 PDF
Recent governance activity Public.com recorded 3 documented changes in the last 30 days.
Start monitoring updates
Monitor governance changes for Public.com Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.

This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

AI-driven investing tools that generate portfolio recommendations may appear to offer professional investment guidance, but the disclaimer removes all legal accountability from Public.com if users suffer financial harm by following those suggestions.

Consumer impact (what this means for users)

Public.com's terms bind users to mandatory individual arbitration for virtually all disputes, removing the option to participate in class action lawsuits against the platform over issues like unauthorized fees, account errors, or data mishandling. The terms also permit Public to suspend or terminate accounts at its discretion, which could affect access to invested funds during a dispute. You can review the arbitration opt-out provision in the terms and submit a written opt-out request within the stated deadline (typically 30 days of account creation) to preserve your right to pursue claims in court.

How other platforms handle this

Netflix Medium

The Netflix service is provided "as is" and without warranty or condition. In particular, our service may not be uninterrupted or error-free. You waive all special, indirect and consequential damages against us. These terms will not limit any non-waivable warranties or consumer protection rights tha...

Zillow Medium

THE SERVICES AND ALL CONTENT, MATERIALS, INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED THROUGH THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Gusto Medium

THE SERVICES ARE PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. GUSTO DOES NOT WARRANT THAT THE SERVICES WILL BE...

See all platforms with this clause type →

Monitoring

Public.com has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 10 platforms.

Start Watcher free trial Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
Generated Assets and AI Agents are provided for informational and educational purposes only and do not constitute investment advice, a recommendation, or a solicitation to buy or sell any security. Public does not guarantee the accuracy, completeness, or usefulness of any AI-generated content, and you use such content at your own risk.

— Excerpt from Public.com's Public.com Terms of Service

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Public.com Terms of Service
Entity
Public.com
Document last updated
May 5, 2026
Tracking information
First tracked
May 10, 2026
Last verified
May 10, 2026
Record ID
CA-P-006471
Document ID
CA-D-00058
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
40ffbfa6a91d03da7d42cbdfe38895e1b6900c6bc2f5e1641e5eac51038a30b9
Analysis generated
May 10, 2026 22:14 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Public.com
Document: Public.com Terms of Service
Record ID: CA-P-006471
Captured: 2026-05-10 22:14:03 UTC
SHA-256: 40ffbfa6a91d03da…
URL: https://conductatlas.com/platform/publiccom/publiccom-terms-of-service/ai-generated-investment-tools-disclaimer/
Accessed: May 14, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Professional Governance Intelligence

Need to monitor specific governance provisions?

Professional includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Start Professional free trial

Or start with Watcher →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Public.com's AI-Generated Investment Tools Disclaimer clause do?

AI-driven investing tools that generate portfolio recommendations may appear to offer professional investment guidance, but the disclaimer removes all legal accountability from Public.com if users suffer financial harm by following those suggestions.

Is ConductAtlas affiliated with Public.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Public.com.