Public.com · Public.com Terms of Service · View original document ↗

User Content License Grant

Medium severity Medium confidence Explicitdocumentlanguage Uncommon · 23 of 325 platforms
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Document Record

What it is

When you post anything on Public.com, such as comments, images, or other content, you give Public a broad license to use, copy, distribute, and modify that content for its business operations.

This analysis describes what Public.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This license is broad and covers sublicensing to affiliated companies, meaning content you share on the platform could be used by related entities for purposes beyond what you originally intended.

Interpretive note: The license scope is broad but lacks explicit duration or geographic limitation; interaction with privacy regulations like CCPA and GDPR regarding personal data embedded in user content introduces jurisdictional uncertainty.

Consumer impact (what this means for users)

Any content users post on Public.com, including investment commentary, profile information, or community posts, can be used, reproduced, and distributed by Public and its affiliates for business purposes under the license granted by these terms.

How other platforms handle this

Grammarly Medium

By submitting, posting, or displaying Content on or through the Services, you give Grammarly a worldwide, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Content in connection with providing and improving the Servi...

Zoom Medium

You grant Zoom a perpetual, worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the content you submit, post, or otherwise make available through the Services, solely to the extent necessary ...

Miro Medium

By submitting, posting or displaying Content on or through the Services, you give Miro a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content in any and all media or distr...

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Monitoring

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▸ View Original Clause Language DOCUMENT RECORD
"
By posting, uploading, inputting, providing or submitting your Content you are granting Public and its affiliated companies and necessary sublicensees permission to use your Content in connection with the operation of their Internet businesses including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Content.

— Excerpt from Public.com's Public.com Terms of Service

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

REGULATORY LANDSCAPE: Broad content license provisions may intersect with privacy regulations including CCPA (for California residents' personal information embedded in user content) and GDPR (for any EU users), which impose restrictions on how personal data contained within user-generated content can be processed and shared with affiliates. The FTC Act's prohibition on unfair or deceptive practices is relevant if the license is exercised in ways not reasonably anticipated by users based on the platform's disclosure. GOVERNANCE EXPOSURE: Medium. The sublicensing right to affiliated companies without clear scope limitation creates moderate governance exposure, particularly where user content may contain personal financial information or investment strategies that users would not expect to be distributed. The absence of an explicit duration or geographic limitation on the license is worth noting. JURISDICTION FLAGS: California residents have rights under the CCPA to understand how personal information, including data embedded in user-generated content, is used and shared. EU users, if applicable, would have rights under GDPR Article 6 regarding the legal basis for processing personal data contained in content, and the sublicensing right may require evaluation against GDPR data transfer restrictions. CONTRACT AND VENDOR IMPLICATIONS: Affiliated companies receiving sublicensed content should be assessed as data processors or joint controllers depending on jurisdiction, with appropriate data processing agreements in place. Vendor contracts with marketing, analytics, or AI training providers that may receive user content under this license should be reviewed for compliance with applicable data protection obligations. COMPLIANCE CONSIDERATIONS: A data mapping exercise should identify what categories of personal information may be embedded in user-generated content subject to this license, and whether downstream use by affiliates and sublicensees is disclosed with sufficient specificity to satisfy CCPA and analogous state privacy law notice requirements. If user content is used for AI model training or product development, additional disclosure and consent considerations may apply.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • FTC
    The FTC has authority to examine whether content license disclosures constitute unfair or deceptive practices, particularly where the scope of use is broader than users would reasonably expect
    File a complaint →

Provision details

Document information
Document
Public.com Terms of Service
Entity
Public.com
Document last updated
May 5, 2026
Tracking information
First tracked
May 10, 2026
Last verified
May 10, 2026
Record ID
CA-P-009755
Document ID
CA-D-00058
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
40ffbfa6a91d03da7d42cbdfe38895e1b6900c6bc2f5e1641e5eac51038a30b9
Analysis generated
May 10, 2026 22:14 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Public.com
Document: Public.com Terms of Service
Record ID: CA-P-009755
Captured: 2026-05-10 22:14:03 UTC
SHA-256: 40ffbfa6a91d03da…
URL: https://conductatlas.com/platform/publiccom/publiccom-terms-of-service/user-content-license-grant/
Accessed: May 14, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Public.com's User Content License Grant clause do?

This license is broad and covers sublicensing to affiliated companies, meaning content you share on the platform could be used by related entities for purposes beyond what you originally intended.

How does this clause affect you?

Any content users post on Public.com, including investment commentary, profile information, or community posts, can be used, reproduced, and distributed by Public and its affiliates for business purposes under the license granted by these terms.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 23 platforms. See the full comparison.

Is ConductAtlas affiliated with Public.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Public.com.