Provision record
Progressive · Progressive Terms of Use · View original document ↗

Geographic IP Identification

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Document Record

What it is

Progressive uses IP address geolocation technology to identify the general geographic location of website visitors in order to display state- or city-specific content, and the document states that this process does not collect personal information.

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This analysis describes what Progressive's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision discloses the use of IP-based geolocation for content personalization and asserts that the process does not constitute collection of personal information, though the classification of IP addresses as personal information under applicable privacy statutes varies by jurisdiction.

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Interpretive note: The classification of IP addresses as non-personal information is contested under CCPA and GDPR, which may define IP addresses as personal data or personal information subject to regulatory requirements.

Consumer impact (what this means for users)

The agreement discloses that Progressive identifies the general geographic location of website visitors using IP address geolocation; the document states this does not constitute receipt of personal information, though applicable law in certain jurisdictions may classify IP addresses differently.

Cross-platform context

See how other platforms handle Geographic IP Identification and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
When you visit our Web site, you may see messages tailored to your specific state or city. We are able to identify your general geographic location using a system that recognizes and pinpoints the location of publicly routed IP addresses - the unique numbers computers use to communicate with other devices on computer networks. Though we can identify your geographic location, we do not receive your personal information. We identify your location only to provide a more tailored experience for you.

Excerpt from Progressive's Terms of Use

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1.

Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Provision details

Document information
Document
Progressive Terms of Use
Entity
Progressive
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-074301
Document ID
CA-D-00598
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
93bf237616c8eb80697a1b13366e4ad0aed47b204cf454a8dae7664c1876b3ce
Analysis generated
July 12, 2026 15:23 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Progressive
Document: Progressive Terms of Use
Record ID: CA-P-074301
Captured: 2026-07-12 15:23:52 UTC
SHA-256: 93bf237616c8eb80…
URL: https://conductatlas.com/platform/progressive/progressive-terms-of-use/provision/CA-P-074301/geographic-ip-identification/
Accessed: Sept. 26, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Low
Categories

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Frequently Asked Questions

What does Progressive's Geographic IP Identification clause do?

This provision discloses the use of IP-based geolocation for content personalization and asserts that the process does not constitute collection of personal information, though the classification of IP addresses as personal information under applicable privacy statutes varies by jurisdiction.

How does this clause affect you?

The agreement discloses that Progressive identifies the general geographic location of website visitors using IP address geolocation; the document states this does not constitute receipt of personal information, though applicable law in certain jurisdictions may classify IP addresses differently.

Is ConductAtlas affiliated with Progressive?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Progressive.