PayPal · PayPal User Agreement · View original document ↗

Multi-Factor Authentication Compliance Attestation

High severity Unique · 0 of 343 platforms
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Recent governance activity PayPal recorded 14 documented changes in the last 30 days.
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This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The provision creates an operational requirement linking account access methods to regulatory compliance obligations. By conditioning SAML SSO use on MFA regulatory attestation, PayPal establishes that users must maintain compliance with specified state and federal safeguarding standards to use this authentication pathway.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 5, 2026
First Seen
Apr 9, 2026
Last Seen
This clause type exists across 560 other provisions on other platforms.

Consumer impact (what this means for users)

Users who enable SAML SSO for PayPal account access must attest to compliance with designated MFA regulations. Failure to maintain such compliance creates a potential mismatch between the user's attestation and their actual regulatory standing under the terms.

How other platforms handle this

TikTok Ads Medium

Advertisers are responsible for ensuring that all advertisements, including the content of the landing pages that advertisements lead to, comply with TikTok's advertising policies, all applicable laws and regulations, and any other applicable policies.

X Medium

Advertisers on X are responsible for their X Ads. This means following all applicable laws and regulations, creating honest ads, and advertising safely and respectfully.

Teachable Medium

You agree not to post, upload, publish, submit or transmit any content that: (i) infringes, misappropriates or violates a third party's patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy; (ii) violates, or encourages any ...

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▸ View Original Clause Language DOCUMENT RECORD
"
If you, or any other person associated with your account, use SAML SSO (Security Assertion Markup Language Single Sign-On) to allow access to your accounts with PayPal, you attest that you are compliant with applicable state and Federal Multi-Factor Authentication ("MFA") regulations (e.g., NY DFS Part 500 and 16 CFR Part 314: Standards For Safeguarding Customer Information).

— Excerpt from PayPal's PayPal User Agreement

Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
March 6, 2026
Last verified
April 9, 2026
Record ID
CA-P-002260
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
787aedff80f89f2d9da4fd79756bbd226f8a5338c9e19c15b2a2fa0d01f59a90
Analysis generated
March 6, 2026 20:26 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-002260
Captured: 2026-03-06 20:26:28 UTC
SHA-256: 787aedff80f89f2d…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/multi-factor-authentication-compliance-attestation/
Accessed: June 19, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does PayPal's Multi-Factor Authentication Compliance Attestation clause do?

The provision creates an operational requirement linking account access methods to regulatory compliance obligations. By conditioning SAML SSO use on MFA regulatory attestation, PayPal establishes that users must maintain compliance with specified state and federal safeguarding standards to use this authentication pathway.

How does this clause affect you?

Users who enable SAML SSO for PayPal account access must attest to compliance with designated MFA regulations. Failure to maintain such compliance creates a potential mismatch between the user's attestation and their actual regulatory standing under the terms.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.