PayPal · PayPal User Agreement

Age and Eligibility Requirements

Low severity
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Why it matters (compliance & risk perspective)

Accounts opened by minors are in violation of the agreement and can be closed by PayPal at any time, potentially resulting in loss of access to funds held in the account.

Consumer impact (what this means for users)

PayPal's User Agreement significantly affects your financial rights and access to funds — PayPal can place holds on your money for up to 180 days and limit or suspend your account at its discretion. You waive the right to participate in class action lawsuits and must resolve all disputes through individual binding arbitration, which is generally more costly and less accessible for small-dollar claims. You can opt out of the arbitration agreement by sending a written notice to PayPal's Legal Department at 2211 North First Street, San Jose, CA 95131 within 30 days of first accepting the User Agreement.

How other platforms handle this

Dropbox Medium

We reserve the right to suspend or terminate your access to the Services with notice to you if Dropbox reasonably believes: you're in breach of these Terms, your use of the Services would cause a real risk of harm or loss to us or other users, or you don't have a Paid Account and haven't accessed ou...

Anthropic Medium

If we learn that you have violated our Usage Policy, we may throttle, suspend, or terminate your access to our products and services.

Robinhood Medium

Disclosure Library | Robinhood

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View original clause language
If you are an individual, you must be a resident of the United States or one of its territories and at least 18 years old, or the age of majority in your state of residence to open a U.S. PayPal account and use the PayPal services.

Applicable regulations

COPPA
United States Federal
CFAA
United States Federal
DMA
European Union

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
April 29, 2026
Tracking information
First tracked
March 6, 2026
Last verified
April 9, 2026
Record ID
CA-P-002261
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
SHA-256
787aedff80f89f2d9da4fd79756bbd226f8a5338c9e19c15b2a2fa0d01f59a90
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: PayPal | Document: PayPal User Agreement | Record: CA-P-002261
Captured: 2026-03-06 20:26:28 UTC | SHA-256: 787aedff80f89f2d…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/age-and-eligibility-requirements/
Accessed: May 4, 2026
Classification
Severity
Low
Categories

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Frequently Asked Questions

What does PayPal's Age and Eligibility Requirements clause do?

Accounts opened by minors are in violation of the agreement and can be closed by PayPal at any time, potentially resulting in loss of access to funds held in the account.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.