PayPal's User Agreement significantly affects your financial rights and access to funds — PayPal can place holds on your money for up to 180 days and limit or suspend your account at its discretion. You waive the right to participate in class action lawsuits and must resolve all disputes through individual binding arbitration, which is generally more costly and less accessible for small-dollar claims. You can opt out of the arbitration agreement by sending a written notice to PayPal's Legal Department at 2211 North First Street, San Jose, CA 95131 within 30 days of first accepting the User Agreement.
How other platforms handle this
The Netflix service and any content accessed through the service are for your personal and non-commercial use only and may not be shared with individuals beyond your household unless otherwise allowed by your subscription plan.
If you are in the US or UK and 13-17 years old or if you are in the EU and 16-17 years old, you may access our Products via certain Benefit Sponsor offerings, including but not limited to certain employer offerings.
You are an individual (i.e., not any body corporate, partnership or other business entity) at least 18 years old
The Acceptable Use Policy is incorporated by reference into the main User Agreement but published separately, meaning users must proactively seek it out — and violations can trigger the full range of account restriction and fund-hold consequences described elsewhere in the agreement.