This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Creating a PayPal account is not a prerequisite for PayPal to collect a person's Personal Information; data collection applies to any use of covered services.
Using PayPal-powered services without an account still subjects the reader to PayPal's Personal Information collection.
How other platforms handle this
When you use our paid Services, including redeeming voucher codes or purchasing paid Services, we collect information related to the payment transaction (with your consent). This may include payment card details (e.g. card account number), billing information, order details, the Services you purchas...
We collect information about you when you create a Postman account...This information may include a public username, password, contact information, billing information, a profile photo, and your account preferences and settings.
We collect information about existing and potential Guests from other sources to enhance our information and improve the accuracy of our records.
"We will collect Personal Information from you even if you are a non-account holder when you use our Services, such as when you use our Pay without a PayPal Account, use Unbranded Payment Services...Excerpt from PayPal's Privacy Statement
Netflix updated its Privacy Statement on April 18, 2026, disclosing voice recording collection and expanded household ad profiling for the first time.
Google's Privacy Policy covers Search, Gmail, YouTube, Maps, and every site running Google Analytics. Here is what it actually authorizes.
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Creating a PayPal account is not a prerequisite for PayPal to collect a person's Personal Information; data collection applies to any use of covered services.
Using PayPal-powered services without an account still subjects the reader to PayPal's Personal Information collection.
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.