This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Automated systems, rather than humans, are used to make determinations about fraud and risk that may affect the reader's access to PayPal's products and services.
Interpretive note: The excerpt states Automated Decision Making is also used to provide products and Services generally; the canonical claim focuses on the risk analysis and fraud prevention use as the most legally consequential primary proposition.
The reader's transactions and account activity may be subject to automated risk and fraud assessments made without human review.
How other platforms handle this
To the extent we engage in automated processing or profiling to prevent, detect, protect against or respond to fraudulent activity, we are not required to offer the right to opt-out.
Opt-out of profiling/automated decision making. You can opt-out of automated processing or profiling performed on personal information to evaluate, analyze, or predict personal aspects...
StockX may use fraud protection measures, including algorithms and automated systems, to monitor for fraud. Such measures may result in cancellation of orders or listings or account suspension.
"PayPal also uses Automated Decision Making to provide our products and Services, conduct risk analysis, fraud prevention and risk management to protect our customers and business...Excerpt from PayPal's Privacy Statement
How Meta, TikTok, and Supabase restructured governance language across documents, jurisdictions, and consent frameworks through incremental document updates.
How 10 AI platforms describe the use of user data for model training, improvement, and development, based on archived governance provisions.
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
Automated systems, rather than humans, are used to make determinations about fraud and risk that may affect the reader's access to PayPal's products and services.
The reader's transactions and account activity may be subject to automated risk and fraud assessments made without human review.
ConductAtlas has identified this type of provision across 210 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.