We may revise this Privacy Statement from time to time to reflect changes to our business, Services, or applicable laws. If the revised version requires notice in accordance with applicable law, we will provide you with 30 days' prior notice by posting notice of the change on the Policy Updates or "Privacy Statement" page of our website, otherwise the revised Privacy Statement will be effective as of the published effective date.
Changes that do not legally require advance notice can take effect immediately upon posting, meaning your data practices can change without direct notification to you.
PayPal collects an exceptionally broad range of personal data β including biometrics, precise geolocation, inferred creditworthiness, and full financial histories β and shares it with partners, merchants, credit reporting agencies, data brokers, and members of the PayPal corporate group. Automated decision-making, including AI-driven risk and fraud assessments, can directly affect your account status, credit access, and transaction approvals without transparent human review. You can review and limit certain data uses by visiting your PayPal account privacy settings at paypal.com/us/myaccount/privacy.