Provision record
OpenAI · OpenAI EU Terms of Use · View original document ↗

No Use of Personal Output for High-Stakes Decisions

High confidence Common · 211 of 343 platforms

Key Facts · in the document’s own words

What does OpenAI prohibit users from using Output for?
“You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance...”
Version CA-V-005279, captured July 26, 2026 · live source ↗
Our reading, not the document’s words
OpenAI prohibits users from using any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, or insurance decisions.
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This analysis describes what OpenAI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

This prohibition limits the use of AI-generated Output in high-stakes decisions that directly affect individuals' legal rights or material circumstances, reducing the risk of harm from automated or AI-assisted determinations.

⚠

Interpretive note: The excerpt is truncated after 'insurance'; further listed categories may be present in the full document but cannot be stated.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

Users are prohibited from applying Output about a person to any purpose that could have a legal or material impact on that person, including the listed categories of decisions.

How other platforms handle this

Mercury

You must evaluate any output for accuracy and appropriateness before use.

Mistral AI

Customer shall report the Serious Incident to Mistral AI using the form available on the AI Act Website.

Whoop

WHOOP uses artificial intelligence to generate some of the information in WHOOP Advanced Labs. Artificial intelligence can make errors, and you are responsible for confirming the accuracy of any results or information provided by WHOOP Advanced Labs.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You must not use any Output relating to a person for any purpose that could have a legal or material impact on that person, such as making credit, educational, employment, housing, insurance...

Excerpt from OpenAI's EU Terms of Use

Provision details

Document information
Document
OpenAI EU Terms of Use
Entity
OpenAI
Tracking information
First captured by ConductAtlas
May 11, 2026
Text quoted from version
CA-V-005279, captured July 26, 2026
Record ID
CA-P-059328
Document ID
CA-D-000756
Evidence Provenance
Source URL
Wayback Machine
Extracted-text SHA-256 (version CA-V-005279)
91b98bc9066e012313f05b2c52761f3735036525364242afb221849f134eb4ed
Analysis generated
July 9, 2026 04:09 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-005279, captured July 26, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: OpenAI
Document: OpenAI EU Terms of Use
Record ID: CA-P-059328
Version: CA-V-005279
Captured: 2026-07-26 00:04:17 UTC
SHA-256: 91b98bc9066e0123…
URL: https://conductatlas.com/platform/openai/openai-eu-terms-of-use/provision/CA-P-059328/no-use-of-personal-output-for-high-stakes-decisions/
Accessed: Nov. 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does OpenAI's No Use of Personal Output for High-Stakes Decisions clause do?

This prohibition limits the use of AI-generated Output in high-stakes decisions that directly affect individuals' legal rights or material circumstances, reducing the risk of harm from automated or AI-assisted determinations.

How does this clause affect you?

Users are prohibited from applying Output about a person to any purpose that could have a legal or material impact on that person, including the listed categories of decisions.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 211 platforms. See the full comparison.

Is ConductAtlas affiliated with OpenAI?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by OpenAI.