This analysis describes what Microsoft Copilot's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision allocates contractual responsibility by requiring either individual user age attestation or documented parental consent, and establishes parental liability for minor account holders' activities. This creates a dual-consent framework that assigns financial and legal accountability for service use.
Users under the age of majority must either obtain parental or legal guardian consent to use the service, and such consenting adults assume joint responsibility for all account activities, including financial transactions. The clause conditions service access on this consent mechanism rather than permitting unrestricted minor account creation.
How other platforms handle this
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Spotify has a separate privacy policy for children under 13 that applies in all markets where we offer Spotify Kids. If you are under 13, you are not permitted to use the main Spotify Service. Younger users may have tailored advertising turned off by default. When you reach the appropriate age, you ...
The Services are not directed to children under 13. If you learn that your child under 13 has created an account on Duolingo, please contact us at privacy@duolingo.com. We do not knowingly collect personally identifiable information from children under the age of 13. Parents or guardians can create ...
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"By creating a Microsoft account or using the Services, you accept and agree to be bound by these Terms and represent that you have either reached the age of "majority" where you live or your parent or legal guardian agrees to be bound by these Terms on your behalf. If you are the parent or legal guardian of a minor, you and the minor accept and agree to be bound by these Terms and are responsible for all use of the Microsoft account or Services, including purchases, whether the minor's account is now open or created later.— Excerpt from Microsoft Copilot's Microsoft Copilot Terms of Service
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This provision allocates contractual responsibility by requiring either individual user age attestation or documented parental consent, and establishes parental liability for minor account holders' activities. This creates a dual-consent framework that assigns financial and legal accountability for service use.
Users under the age of majority must either obtain parental or legal guardian consent to use the service, and such consenting adults assume joint responsibility for all account activities, including financial transactions. The clause conditions service access on this consent mechanism rather than permitting unrestricted minor account creation.
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