8 Total
3 High severity
5 Medium severity
0 Low severity
Summary

This is a Meta Business Help Centre policy page explaining when and how advertisers must apply a Special Ad Category designation to their campaigns on Facebook, Instagram, and other Meta platforms. Advertisers promoting credit products, housing opportunities, employment opportunities, or social issue and political content are required to select the relevant Special Ad Category, which disables audience targeting by age, gender, zip code, and certain interest-based parameters. A separate category covers financial products and services, which also carries restricted targeting options to prevent discriminatory audience segmentation.

Technical / Legal Breakdown

This document is a Meta Business Help Centre guidance page governing the use of Special Ad Categories within Meta's advertising platform, grounded in Meta's Advertising Policies and applicable anti-discrimination law including the US Fair Housing Act, Equal Credit Opportunity Act, and related employment discrimination statutes. The document states that advertisers running campaigns related to credit, employment, housing, or social issues, elections, and politics must self-select the applicable Special Ad Category before campaign creation, and that failure to do so or misclassification may result in ad disapproval or account-level enforcement action. The Special Ad Category designation restricts the audience selection tools available to advertisers, specifically prohibiting targeting by age, gender, zip code, and certain detailed interest categories that could function as proxies for protected characteristics under US civil rights law and analogous frameworks in other jurisdictions. This policy engages the US Fair Housing Act, Equal Credit Opportunity Act, and Title VII of the Civil Rights Act, as well as EU non-discrimination directives and GDPR considerations around profiling for sensitive decisions; enforcement authority in the US context includes the Department of Housing and Urban Development, the Consumer Financial Protection Bureau, and the Equal Employment Opportunity Commission. Advertisers operating in financial services, real estate, recruitment, and political advocacy verticals face heightened compliance obligations, as misuse of targeting parameters in these categories has been the subject of prior regulatory and civil litigation scrutiny.

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High — 3 provisions
Medium — 5 provisions

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Cross-platform context

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Mapped Governance Frameworks

DMCA
United States Federal
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DSA
European Union
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FTC Act Section 5
United States Federal
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Archival ProvenanceSource & Archival Record
Last Captured May 20, 2026 12:09 UTC
Capture Method Automated scheduled archival capture
Document ID CA-D-000866
Version ID CA-V-002773
SHA-256 17b99a95a0f250c2f94d49896f9bf6b718e99377b270f2a6bd3834f391a371e2
✓ Snapshot stored ✓ Text extracted ✓ Change verified ✓ Hash verified

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