Provision record
Mercury · Mercury Privacy Policy · View original document ↗

Use of Data for Marketing and Product Development

Medium severity Medium confidence Explicit document language Common · 290 of 352 platforms
Stay ahead of the changes
Track Mercury and get the diff the day its terms change.
Share 𝕏 Share in Share 🔒 PDF
Document Record

What it is

Mercury can use your personal and financial data to send you marketing messages including from partners, and to improve and develop new products by analyzing how you use the platform.

This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Using financial account data to inform marketing by Mercury's partners goes beyond core service delivery and means your banking behavior may influence commercial outreach you receive.

Interpretive note: The policy does not clearly distinguish between Mercury's own marketing and partner marketing in all contexts, and the precise scope of GLBA opt-out obligations depends on the classification of data recipients as affiliated or non-affiliated entities.

Recent Activity

This document changed recently

Medium Jul 24, 2026

The updated privacy policy now discloses that cookies from Facebook Ads, Bing Ads, Braze, Google Ads, and LinkedIn Ads serve an additional purpose: 'SaleOfInfo'. This means data collected through these cookies may be sold or shared with third-party commercial partners, beyond their existing use for advertising and analytics. Under the revised policy, Mercury treats data from these cookies as subject to potential sale or commercial sharing. You can review Mercury's full privacy policy to understand your data rights and any available opt-out mechanisms.

View change record →

Clause Stability Stable

0
Changes
3
Months Monitored
May 11, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 5149 other provisions on other platforms.

Change history

modified Jul 16, 2026

Policy shifted from describing marketing uses to explicitly restricting data sharing for minors, indicating tighter compliance with children's privacy protections.

View full change record →

Consumer impact (what this means for users)

Mercury may use your account and behavioral data to send partner marketing communications and to develop new financial products, which means your banking activity data may inform commercial decisions beyond your own account management.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Email privacy@mercury.com to opt out of marketing communications from Mercury and its partners. Specify whether you wish to opt out of all marketing or only third-party partner marketing.

How other platforms handle this

Square Medium

to request that your data be transferred to a third party (data portability)

Google Cloud Medium

Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.

Roblox Medium

Further, you may take legal actions in relation to any potential breach of your rights regarding the processing of your Personal Information, as well as to lodge complaints before the competent data prot...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We may use personal information to send you marketing communications about our products and services and those of our partners, to analyze and improve our services and develop new products and features, and to personalize your experience on our platform.

Excerpt from Mercury's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: Use of nonpublic personal financial information for marketing by non-affiliated third parties is regulated under GLBA's opt-out notice requirements.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Mercury Privacy Policy
Entity
Mercury
Document last updated
May 5, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 11, 2026
Record ID
CA-P-009925
Document ID
CA-D-00530
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3d6aa369f801696c18c9d0fc76a52e05f31b7831be748c05895341caee7b216d
Analysis generated
May 8, 2026 11:54 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Mercury
Document: Mercury Privacy Policy
Record ID: CA-P-009925
Captured: 2026-05-08 11:54:36 UTC
SHA-256: 3d6aa369f801696c…
URL: https://conductatlas.com/platform/mercury/mercury-privacy-policy/provision/CA-P-009925/use-of-data-for-marketing-and-product-development/
Accessed: Aug. 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Related Analysis

Get the research letter

Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.

Frequently Asked Questions

What does Mercury's Use of Data for Marketing and Product Development clause do?

Using financial account data to inform marketing by Mercury's partners goes beyond core service delivery and means your banking behavior may influence commercial outreach you receive.

How does this clause affect you?

Mercury may use your account and behavioral data to send partner marketing communications and to develop new financial products, which means your banking activity data may inform commercial decisions beyond your own account management.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Mercury?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Mercury.