“When you use Mercury AI, you should not rely on output from Mercury AI as a single source of truth or fact, and understand that it is not a substitute for professional legal, financial, or tax advice.”
This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause limits the weight users can place on Mercury AI output for consequential decisions by explicitly excluding it as a substitute for professional advice.
The updated policy expands the categories of personal information Mercury collects and processes for business customers. Mercury now explicitly collects investment profile information, demographic data (citizenship status, sex assigned at birth), and information about dependents and payment beneficiaries. For business customers, Mercury may collect personal information directly from contractors, payment recipients, and other connected individuals at the business's direction to support payroll, benefits, and payment processing. The policy also clarifies that marketing SMS messages require separate consent from transactional messages, and that phone numbers will not be shared with third parties for their own advertising purposes. You can opt out of marketing SMS messages without affecting receipt of transactional messages.
View change record →The updated policy discloses Mercury's SMS and MMS messaging practices and establishes specific protections for users who opt in. The policy states that mobile phone numbers and opt-in consent data will not be sold, rented, or shared with third parties for marketing purposes, and will only be shared with telecommunications carriers under binding confidentiality agreements to deliver the service. You can opt out at any time by replying 'STOP' to any message or updating your notification preferences in your Mercury account settings.
View change record →Users are told not to rely solely on Mercury AI output and to seek professional legal, financial, or tax advice instead.
How other platforms handle this
Output is for informational purposes only and is not a substitute for advice from a qualified professional.
CUSTOMER ACKNOWLEDGES THAT THE LEGAL STATUS OF GENERATIVE ARTIFICIAL INTELLIGENCE OUTPUT IS UNCERTAIN AND THAT OUTPUTS MAY NOT BE SUBJECT TO PROTECTION UNDER INTELLECTUAL PROPERTY LAW
This assignment does not transfer any rights in the underlying AI Features or models.
"When you use Mercury AI, you should not rely on output from Mercury AI as a single source of truth or fact, and understand that it is not a substitute for professional legal, financial, or tax advice.Excerpt from Mercury's Privacy Policy
How Meta, TikTok, and Supabase restructured governance language across documents, jurisdictions, and consent frameworks through incremental document updates.
How 10 AI platforms describe the use of user data for model training, improvement, and development, based on archived governance provisions.
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
The clause limits the weight users can place on Mercury AI output for consequential decisions by explicitly excluding it as a substitute for professional advice.
Users are told not to rely solely on Mercury AI output and to seek professional legal, financial, or tax advice instead.
ConductAtlas has identified this type of provision across 210 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Mercury.