Provision record
Mercury · Mercury Privacy Policy · View original document ↗

Collection of Financial and Identity Data

Medium severity Medium confidence Explicit document language Common · 290 of 352 platforms
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Document Record

What it is

Mercury collects your full identity information and detailed financial data including Social Security numbers, account numbers, transaction history, and balances when you open and use an account.

This analysis describes what Mercury's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This is the core data Mercury holds about you and your business, and its breadth means a wide range of sensitive financial and identity information is within Mercury's data environment.

Interpretive note: The full verbatim text of this provision was not entirely recoverable from the truncated HTML source; the excerpt reflects the policy's described scope based on available document text.

Recent Activity

This document changed recently

Medium Jul 24, 2026

The updated privacy policy now discloses that cookies from Facebook Ads, Bing Ads, Braze, Google Ads, and LinkedIn Ads serve an additional purpose: 'SaleOfInfo'. This means data collected through these cookies may be sold or shared with third-party commercial partners, beyond their existing use for advertising and analytics. Under the revised policy, Mercury treats data from these cookies as subject to potential sale or commercial sharing. You can review Mercury's full privacy policy to understand your data rights and any available opt-out mechanisms.

View change record →

Clause Stability Stable

0
Changes
3
Months Monitored
May 8, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 5149 other provisions on other platforms.

Change history

removed Jul 16, 2026

Removal of explicit enumeration of sensitive financial and identity data types may reduce transparency about which specific data categories Mercury collects.

View full change record →

Consumer impact (what this means for users)

Mercury collects highly sensitive personal and financial identifiers including Social Security numbers and full transaction histories, which means account holders should understand that detailed financial profiles are created and retained under this policy.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Export Your Data
    Email privacy@mercury.com to request a copy of the personal and financial data Mercury holds about you. Specify the categories of data you wish to access.

How other platforms handle this

Square Medium

to request that your data be transferred to a third party (data portability)

Google Cloud Medium

Your organization may allow you to access and export your data in order to back it up or transfer it to a service outside of Google.

Roblox Medium

To stop us collecting your location information, you can update your device settings, stop using the Service, or uninstall our mobile apps.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
We collect information you provide directly to us, such as when you create an account, make a transaction, or contact us for support. This includes personal identifiers such as your name, address, date of birth, Social Security number, employer identification number, email address, and phone number, as well as financial information such as bank account numbers, transaction history, account balances, and credit information.

Excerpt from Mercury's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: Collection of Social Security numbers, financial account data, and transaction history by a financial services platform implicates the Gramm-Leach-Bliley Act's Safeguards Rule, which requires financial institutions to implement reasonable security programs protecting customer …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →

Applicable regulations

CCPA/CPRA
California, USA
Connecticut Data Privacy Act Amendments
US-CT
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal
Indiana Consumer Data Protection Act
US-IN
Kentucky Consumer Data Protection Act
US-KY
Universal Opt-Out Mechanism Expansion 2026
US

Provision details

Document information
Document
Mercury Privacy Policy
Entity
Mercury
Document last updated
May 5, 2026
Tracking information
First tracked
May 8, 2026
Last verified
May 11, 2026
Record ID
CA-P-006598
Document ID
CA-D-00530
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3d6aa369f801696c18c9d0fc76a52e05f31b7831be748c05895341caee7b216d
Analysis generated
May 8, 2026 11:54 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Mercury
Document: Mercury Privacy Policy
Record ID: CA-P-006598
Captured: 2026-05-08 11:54:36 UTC
SHA-256: 3d6aa369f801696c…
URL: https://conductatlas.com/platform/mercury/mercury-privacy-policy/provision/CA-P-006598/collection-of-financial-and-identity-data/
Accessed: Aug. 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

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Frequently Asked Questions

What does Mercury's Collection of Financial and Identity Data clause do?

This is the core data Mercury holds about you and your business, and its breadth means a wide range of sensitive financial and identity information is within Mercury's data environment.

How does this clause affect you?

Mercury collects highly sensitive personal and financial identifiers including Social Security numbers and full transaction histories, which means account holders should understand that detailed financial profiles are created and retained under this policy.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.

Is ConductAtlas affiliated with Mercury?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Mercury.