Marqeta · Marqeta Terms of Use · View original document ↗

Marqeta's Restricted Use of Cardholder and Transaction Data

High severity Medium confidence Explicitdocumentlanguage Common · 280 of 352 platforms
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This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Marqeta's use of sensitive cardholder and transaction data is contractually limited to three enumerated purposes, restricting secondary or commercial exploitation of that data.

Interpretive note: The excerpt ends at item (iii), and the enumeration style suggests additional permitted purposes may follow in the full clause. The canonical claim reflects only the three purposes present in the quoted text; additional permitted purposes, if any, are unknown and recorded in omitted_material.

Consumer impact (what this means for users)

The reader can expect that Cardholder Data and Transaction Data held by Marqeta will not be used or disclosed for purposes outside the three listed exceptions.

How other platforms handle this

MyFitnessPal Medium

We use your personal information to send you newsletters and other promotional communications, including information about MyFitnessPal's new offerings, features, offers, events, webinars, and other information.

ZipRecruiter Medium

We will only use your Personal Data to provide services directly to you...and/or to provide services to you on behalf of our clients...except as otherwise described in this Privacy Policy or with your consent.

Glassdoor Medium

We may use your personal data to conduct research...we conduct and publish research about the labor market, the economy, job opportunities, jobseeker and employee behaviors...

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▸ View Original Clause Language DOCUMENT RECORD
"
Marqeta may not use or disclose any Cardholder Data or Transaction Data for any purpose except for: (i) providing and improving the Services, (ii) performing its obligations under the Agreement, (iii) performing fraud screening...

— Excerpt from Marqeta's Marqeta Terms of Use

Applicable regulations

CCPA/CPRA
California, USA
ePrivacy Directive
European Union
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal

Provision details

Document information
Document
Marqeta Terms of Use
Entity
Marqeta
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-072656
Document ID
CA-D-00666
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
bbb9885e232304ba5f7143efb49a715cb875cef5b9d5f8893d363771bc6eac76
Analysis generated
July 12, 2026 15:34 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Marqeta
Document: Marqeta Terms of Use
Record ID: CA-P-072656
Captured: 2026-07-12 15:34:24 UTC
SHA-256: bbb9885e232304ba…
URL: https://conductatlas.com/platform/marqeta/marqeta-terms-of-use/provision/CA-P-072656/marqetas-restricted-use-of-cardholder-and-transaction-data/
Accessed: July 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Marqeta's Marqeta's Restricted Use of Cardholder and Transaction Data clause do?

Marqeta's use of sensitive cardholder and transaction data is contractually limited to three enumerated purposes, restricting secondary or commercial exploitation of that data.

How does this clause affect you?

The reader can expect that Cardholder Data and Transaction Data held by Marqeta will not be used or disclosed for purposes outside the three listed exceptions.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 280 platforms. See the full comparison.

Is ConductAtlas affiliated with Marqeta?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Marqeta.