Provision record
Marqeta · Marqeta Terms of Use · View original document ↗

Customer Bears All Card Loss Risk

High confidence Common · 281 of 343 platforms

Key Facts · in the document’s own words

Does Customer bear all risk and cost of credit losses, load failures, chargebacks, and fraud?
“Customer will bear all risk and cost of compliance with Customer Legal Requirements, credit losses, load failures due to Customer's acts or omissions, chargebacks, fraud or any other losses on the Cards...”
Version CA-V-007315, captured Oct. 2, 2026 · live source ↗
Our reading, not the document’s words
Marqeta requires Customer to bear all risk and cost of credit losses, load failures due to Customer's acts or omissions, chargebacks, fraud, or any other losses on the Cards.
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This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

Customer assumes full financial exposure for a broad range of Card-related losses, including fraud and chargebacks, with no allocation of that risk to Marqeta.

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Interpretive note: The excerpt includes 'compliance with Customer Legal Requirements' as a separately enumerated item; it is recorded in omitted_material but not merged into the canonical claim to preserve the single-proposition rule.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

The reader is required to absorb all financial losses arising from credit losses, chargebacks, fraud, load failures attributable to their own conduct, and any other Card losses.

How other platforms handle this

Credit Karma

YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING ANY COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH OUR SERVICES), OR THE LOSS OF DATA THAT MAY RESULT FROM THE USE OF OUR SERVICES

Teladoc

Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites; these Terms do not apply to other websites.

Target

YOUR USE OF THIRD-PARTY WEBSITES AND RESOURCES IS AT YOUR OWN RISK.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
Customer will bear all risk and cost of compliance with Customer Legal Requirements, credit losses, load failures due to Customer's acts or omissions, chargebacks, fraud or any other losses on the Cards...

Excerpt from Marqeta's Terms of Use

Provision details

Document information
Document
Marqeta Terms of Use
Entity
Marqeta
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-007315, captured Oct. 2, 2026
Record ID
CA-P-072583
Document ID
CA-D-000666
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007315)
a3e572cc44bdcf87f60b3d80e3116a09e625e55a4c3710c08c087f9e2f5bdd68
Analysis generated
July 12, 2026 15:34 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-007315, captured Oct. 2, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Marqeta
Document: Marqeta Terms of Use
Record ID: CA-P-072583
Version: CA-V-007315
Captured: 2026-10-02 01:18:13 UTC
SHA-256: a3e572cc44bdcf87…
URL: https://conductatlas.com/platform/marqeta/marqeta-terms-of-use/provision/CA-P-072583/customer-bears-all-card-loss-risk/
Accessed: Oct. 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

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Frequently Asked Questions

What does Marqeta's Customer Bears All Card Loss Risk clause do?

Customer assumes full financial exposure for a broad range of Card-related losses, including fraud and chargebacks, with no allocation of that risk to Marqeta.

How does this clause affect you?

The reader is required to absorb all financial losses arising from credit losses, chargebacks, fraud, load failures attributable to their own conduct, and any other Card losses.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.

Is ConductAtlas affiliated with Marqeta?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Marqeta.