Provision record
Marqeta · Marqeta Terms of Use · View original document ↗

Intellectual Property Ownership and License

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Document Record

What it is

Marqeta retains exclusive ownership of all intellectual property in the platform, services, deliverables, and any enhancements, including improvements developed based on Customer feedback or suggestions. Customer receives a limited, non-exclusive, non-transferable, non-sublicensable license to use the services solely in connection with the contracted card program.

This analysis describes what Marqeta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision establishes that Customer feedback, enhancement requests, and recommendations become Marqeta's exclusive intellectual property. Customer's license to use the system and deliverables is narrowly scoped, non-transferable, and non-sublicensable, meaning Customer cannot assign platform access rights to third parties or subsidiaries beyond the terms of the agreement.

Consumer impact (what this means for users)

Under this clause, any suggestions or feedback Customer provides to Marqeta become Marqeta's exclusive intellectual property without compensation to Customer. Customer's right to use the system is limited to the specific services received under the agreement and cannot be transferred or sublicensed.

Cross-platform context

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▸ View Original Clause Language DOCUMENT RECORD
"
Marqeta owns all right, title, and interest, including all intellectual property rights, in and to the Deliverables, the Services, and the System and all derivatives thereof. Marqeta grants to Customer a royalty-free, non-exclusive, non-transferable, non-sublicensable, limited right and license to use the Deliverables, the Services, and the System exclusively in connection with Customer's receipt of the Services. ... Marqeta will be the sole and exclusive owner of all intellectual property rights in any Enhancement to the System or Services, including any suggestions, enhancement requests, recommendations or other feedback, and the Parties agree that any such Enhancement will not be a "work made for hire" or a "joint work of authorship" (each as defined under the United States Copyright Act).

Excerpt from Marqeta's Terms of Use

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

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Provision details

Document information
Document
Marqeta Terms of Use
Entity
Marqeta
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-074321
Document ID
CA-D-00666
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
bbb9885e232304ba5f7143efb49a715cb875cef5b9d5f8893d363771bc6eac76
Analysis generated
July 12, 2026 15:34 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Marqeta
Document: Marqeta Terms of Use
Record ID: CA-P-074321
Captured: 2026-07-12 15:34:24 UTC
SHA-256: bbb9885e232304ba…
URL: https://conductatlas.com/platform/marqeta/marqeta-terms-of-use/provision/CA-P-074321/intellectual-property-ownership-and-license/
Accessed: Sept. 22, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Marqeta's Intellectual Property Ownership and License clause do?

This provision establishes that Customer feedback, enhancement requests, and recommendations become Marqeta's exclusive intellectual property. Customer's license to use the system and deliverables is narrowly scoped, non-transferable, and non-sublicensable, meaning Customer cannot assign platform access rights to third parties or subsidiaries beyond the terms of the agreement.

How does this clause affect you?

Under this clause, any suggestions or feedback Customer provides to Marqeta become Marqeta's exclusive intellectual property without compensation to Customer. Customer's right to use the system is limited to the specific services received under the agreement and cannot be transferred or sublicensed.

Is ConductAtlas affiliated with Marqeta?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Marqeta.