This analysis describes what Equifax's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The exclusion covers an unusually broad range of damage categories, including direct damages, which are typically recoverable even where consequential damages are excluded.
Interpretive note: The excerpt includes 'Affiliated Persons' as co-beneficiaries of the exclusion; the canonical claim captures the primary entity (Equifax) and notes affiliated persons. The breadth of the exclusion, including direct damages, is notable but restated as written.
The reader cannot recover any of the listed categories of damages from Equifax or its affiliated persons in connection with use of the site.
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"NEITHER WE NOR THE AFFILIATED PERSONS WILL BE LIABLE TO YOU... FOR DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EMOTIONAL DISTRESS DAMAGES... IN CONNECTION WITH YOUR USE OF THIS SITE...Excerpt from Equifax's Terms of Use
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The exclusion covers an unusually broad range of damage categories, including direct damages, which are typically recoverable even where consequential damages are excluded.
The reader cannot recover any of the listed categories of damages from Equifax or its affiliated persons in connection with use of the site.
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
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